7/1011 sources · 6 publishersUpdated Oct 21, 21:09 UTC
QCR Holdings posts record Q3 EPS, beats earnings estimates and reaffirms guidance
QCR Holdings reported third‑quarter 2026 net income of $36.4 million, delivering diluted EPS of $2.21, a record for the company. Net interest margin rose to 3.58% and loan balances grew 11% annualized, while total deposits fell to $7.2 billion. The bank also repurchased roughly $9.5 million of its own shares and reaffirmed its fourth‑quarter guidance on margins and loan growth.
Why it matters
The earnings beat and record EPS exceed analyst forecasts, which may support the stock price. The company’s reaffirmed Q4 guidance signals continued margin stability and loan‑growth expectations for investors.
Key facts
- 1Net income was $36.4 million for the quarter. stocktitan.net
- 2Diluted EPS was $2.21, a record for the company. stocktitan.net
- 3Net interest margin (NIM on a tax‑equivalent yield basis) increased to 3.58%. stocktitan.net
- 4Loan balances grew 11% annualized, excluding the m2 Equipment Finance portfolio runoff. stocktitan.net
- 5Total deposits were $7.2 billion as of September 30, 2026. gurufocus.com
- 6The company repurchased $9.5 million of common stock (94,861 shares) during the quarter. stocktitan.net
Open questions
- Revenue figures differ across sources: $99.1 million (7), $99.17 million (4), $100.17 million (5), $152.1 million total (6) and $99.2 million net (6).
Summary written by AlphAI AI Desk from 11 of 11 sources. Not investment advice. Figures are as stated by the linked sources.