FirstCash earnings beat by $0.05, revenue topped estimates

FirstCash (FCFS) and EZCORP (EZPW) shares fell 13% and 10% respectively, despite FirstCash beating Q3 estimates with $1.1B revenue, $2.68 adjusted EPS, and a 10% dividend increase. Pawn revenue grew 28%, but gold's 2% decline may have contributed to the selloff.

FirstCash reported Q3 2026 revenue of $1.10B, up 18%, and GAAP net income of $101.2M, up 22%. Adjusted EPS rose 19% to $2.68. The company increased its quarterly dividend by 10% to $0.46 per share. Pawn operations drove growth, with record receivables and store expansions. The Ramsdens acquisition is pending final approvals.

FirstCash Holdings, Inc. (FCFS) filed an SEC Form 8-K — Results of Operations and Financial Condition. EXHIBIT 99.1 FirstCash Reports Record Third Quarter Operating Results; Revenues and Earnings from Pawn Segments Grow 28%; Declares 10% Increase in Quarterly Cash Dividend ____________________________________________________________ Fort Worth, Texas (October 22, 2026) -- FirstCas

FirstCash Holdings (FCFS) reported Q3 earnings of $2.68 per share, beating estimates by $0.05. Revenue was $1.1 billion, up 18% YoY. Strong pawn demand drove growth, with pawn receivables reaching $908 million, up 15% YoY. The company increased its dividend by 10% and repurchased $123 million in stock.

FirstCash reported Q3 Non-GAAP EPS of $2.68, exceeding estimates by $0.05, with revenue of $1.1B, up 17.6% Y/Y and $30M above expectations. The company forecasts continued double-digit revenue growth and operating margin expansion in pawn operations for Q4 2026, with U.S. and Latin American pawn receivables and fees growing at varying rates. Pawn segment revenue and income both rose 28% in Q3.

FirstCash Holdings (FCFS) reported Q3 2026 revenue of $1.10 billion, up 17.7% YoY and exceeding estimates. Adjusted EPS was $2.68, 1.8% above consensus. The company cited record revenue and earnings, with plans for expansion and shareholder returns.