FirstCash posts record Q3 results, raises dividend 10% to $0.46

FirstCash Holdings reported Q3 2026 revenue of $1.10 billion and adjusted earnings per share of $2.68, both beating analyst expectations. Pawn revenue grew 28% and pawn receivables reached a record $908 million. The board increased the quarterly cash dividend 10% to $0.46 per share and the company repurchased $123 million of common stock. The company disclosed that revenue rose 18% YoY on a GAAP basis and 17.7% YoY on a reported basis.

The dividend increase is covered by free cash flow, which was $531 million in fiscal 2025, representing 13% of that cash flow. The record earnings and dividend raise may affect investor expectations and valuation multiples.

  • 1Q3 2026 revenue was $1.10 billion, up 18% YoY on a GAAP basis.
  • 2Q3 2026 revenue was $1.10 billion, up 17.7% YoY on a reported basis.
  • 3Adjusted earnings per share were $2.68, beating the consensus estimate of $2.63 by $0.05.
  • 4Pawn revenue increased 28% YoY.
  • 5Pawn receivables reached a record $908 million, up 15% YoY.
  • 6The quarterly cash dividend was increased 10% to $0.46 per share.

Sources