FirstSun Q3 Earnings Climb On Interest Income Growth, Despite Higher Expenses

Firstsun Capital Bancorp (FSUN) reported Q3 2026 earnings, with CFO Rob Cafera highlighting margin expansion, strong loan growth, and expense management. The company expects a mid-single-digit decline in expenses in Q4 and has a 1.52% allowance for credit losses ratio. Loan growth is projected at mid-single digits for Q4, with a 30-40% higher pipeline. Deposit costs were reported at 2.82% at September's end.

FirstSun Capital Bancorp (FSUN) reported Q3 2026 earnings with adjusted EPS of $1.03, excluding merger expenses. Net interest margin expanded to 3.82%, driven by loan yield increases and funding cost improvements. The company repurchased $50M in shares and expects to complete the remaining $100M over the next 3 quarters. Asset quality improved, with reductions in special mention and substandard loans.

FirstSun Capital Bancorp (FSUN) reported Q3 2026 earnings with adjusted EPS of $1.03, beating estimates. Net interest margin expanded to 3.82%. The company integrated its First Foundation acquisition, achieving 70% of cost-saving targets. Total revenue rose 53.3% YoY to $473.8M. The stock traded at $40.16, up 0.89%.

FIRSTSUN CAPITAL BANCORP (FSUN) filed an SEC Form 8-K — Results of Operations and Financial Condition. FirstSun Capital Bancorp Reports Third Quarter 2026 Results Third Quarter 2026 Highlights: • Net interest margin of 3.82% • 21.9% noninterest income to total revenue 1 • Net income of $38.4 million, $0.82 per diluted share (adjusted, $48.2 million, $1.03 per diluted share, see “N

FirstSun Capital Bancorp reported Q2 2026 results and discussed its April 1 First Foundation acquisition, including a $3.9B balance sheet repositioning. Management cited a net loss driven by $44M merger expenses and $30M credit provisioning. It expects NIM to rise from 3.76% to the mid-380s by Q4 2026, efficiency in the high 50s to low 60s by Q1 2027, and a $150M share repurchase.

FirstSun Capital Bancorp forecast a drop in net charge-offs in 2H 2026 after a Q2 surge, saying credit should improve into 2027. The Denver bank reported a $22.9M Q2 loss, but core net income was $21M ($0.45/share) versus Piper Sandler’s $0.12 estimate. Shares rose 13% to $39.34. Results followed its $785M First Foundation deal and balance-sheet downsizing.