$FSUN

FirstSun Capital Bancorp (FSUN) reported Q2 2026 net loss of $22.85 million and net charge-offs rising to $42.404 million, though net interest income increased to $143.2 million year on year. The company authorized a share repurchase program up to $150 million through June 30, 2027. Simply Wall St discusses how credit losses and buybacks affect its investment outlook.

FirstSun Capital Bancorp (FSUN) reported Q2 results with revenue of $143.7 million versus $182.9 million analyst estimates, and a GAAP EPS loss of -$0.49 versus -$0.13. The company cited growth from its First Foundation acquisition and Southern California expansion, but said merger expenses and two large borrower charge-offs drove elevated credit provisions. Management expects low single-digit earning asset growth and stable to slightly rising net interest income.

FirstSun Capital Bancorp (FSUN) reported Q2 revenue of $143.7M, below analyst estimates of $182.9M, and a GAAP EPS loss of -$0.49 versus -$0.13. Management attributed the loss to merger-related expenses and elevated credit provisions tied to two large borrower charge-offs. Analysts asked about asset growth, margin drivers, credit controls, deposit run-off, and NII/EPS outlook.

FirstSun Capital Bancorp reported Q2 2026 results and discussed its April 1 First Foundation acquisition, including a $3.9B balance sheet repositioning. Management cited a net loss driven by $44M merger expenses and $30M credit provisioning. It expects NIM to rise from 3.76% to the mid-380s by Q4 2026, efficiency in the high 50s to low 60s by Q1 2027, and a $150M share repurchase.

FirstSun Capital Bancorp forecast a drop in net charge-offs in 2H 2026 after a Q2 surge, saying credit should improve into 2027. The Denver bank reported a $22.9M Q2 loss, but core net income was $21M ($0.45/share) versus Piper Sandler’s $0.12 estimate. Shares rose 13% to $39.34. Results followed its $785M First Foundation deal and balance-sheet downsizing.

FactSet data cited by FactSet and Reuters shows about 74% to 78% of S&P 500 firms typically beat EPS estimates each quarter, with average surprises around 7% to 8%. In Q1 2026, 84% beat and aggregate EPS was 18.2% above consensus. The article lists 10 Q2 2026 EPS beat outliers, including FGBI, FMAO, NBN, FSUN, HAPN, AGYS, APLD, SANM, AMKR, and FFIV.

FirstSun Capital Bancorp (FSUN) is listed with Morningstar Quantitative Ratings, which estimate fair value and uncertainty for stocks without analyst coverage. The company reported second-quarter 2026 results and its board authorized a $150 million share repurchase program. The article also cites multiple securities-fraud investigation alerts. FSUN shares last closed at $34.81.

FirstSun Capital Bancorp (NASDAQ: FSUN) reported Q2 CY2026 revenue of $184.1 million, up 82.2% year on year and slightly above analysts’ $182.9 million estimate. GAAP EPS was -$0.49 versus -$0.13 expected. Management attributed results to First Foundation acquisition integration, merger expenses, and elevated credit charge-offs from two borrower-specific events, with margin improvement expected as funding costs decline.

FIRSTSUN CAPITAL BANCORP (FSUN) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 exhibit991-earningspressre.htm EX-99.1 Document FirstSun Capital Bancorp Reports Second Quarter 2026 Results and Board of Directors Authorizes $150 Million Share Repurchase Program Second Quarter 2026 Highlights: • Completed previously announced merger with First Founda

FirstSun Capital Bancorp, parent of Sunflower Bank, said a materials distributor misrepresented accounts receivable, collateral and performance data, leading to a $22 million fraud-related charge-off, plus a $12.9 million charge-off from another borrower’s deterioration. It expects Q2 net charge-offs of $42 million to $43 million versus $10.6 million in the prior quarter, after $28.26 million net charge-offs in 2025, per its SEC filing.