Hanover Reports $4.3 Million Q3 Profit and Record Net Interest Income
Hanover reported Q3 2026 net income of $4.3M ($0.60 EPS), up from $3.5M a year earlier. Net interest income hit a record $17.0M, up 11.84% YoY. Pre-provision net revenue rose to $6.9M. The company declared a $0.10 quarterly dividend. Loans outstanding reached $2.1B, with growth in niche-residential and CRE lending. Non-performing loans were $29.1M (1.40% of total loans).
How this was made

The 30-second read
Why it matters
The Q3 earnings release provides the first public disclosure of the company's latest financial performance, including a record net interest income and a new dividend.
Market read
The earnings release offers fresh data for traders monitoring small‑cap regional banks, but the impact is likely limited to modest price movement.
What to watch
Potential risk from rising non‑performing loans and a high allowance for credit losses.
Background
Hanover Bancorp (HNVR) is a U.S. regional bank focusing on niche residential and commercial lending.
Ticker impact
Hanover Bancorp reported Q3 2026 net income of $4.3M, record net interest income of $17.0M and declared a $0.10 per-share dividend.
likely modest upward pressure as investors price in higher interest income and dividend.
Small‑cap earnings with modest beat; record interest margin is positive but scale is limited.
Market effects
May signal strength in regional banking net interest margins.
Limited to U.S. regional bank investors.
Minimal.
Counterpoint
Given the modest size of the beat, the stock may already be priced in; upside limited.
Key entities
- companyHanover Bancorp, Inc.
U.S. regional bank reporting Q3 2026 results.
