$ONB

Old National Bancorp 3Q 2026: Revenue $712.7M, Net income $250M, EPS $0.66— 10-Q Summary

Old National Bancorp reported 3Q 2026 revenue of $712.7M, up 1.1% YoY. Net income rose 40% to $250M, and EPS increased 43.5% to $0.66. Loan growth and the Bremer acquisition supported a 17.5% increase in nine-month net interest income. Deposits and noninterest income also grew.

Original reporting
Published Oct 28, 2026, 3:11 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 28, 2026, 3:18 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Old National Bancorp 3Q 2026: Revenue $712.7M, Net income $250M, EPS $0.66— 10-Q Summary — source image
Decision brief

The 30-second read

$ONBBullishHigh
01

Why it matters

The earnings beat and profit surge are likely to drive short‑term buying interest in ONB.

02

Market read

First‑report earnings release with material profit growth; actionable for traders.

03

What to watch

Potential exposure to interest‑rate volatility and the integration risk of the recent Bremer acquisition.

Relevance 8/10Novelty 8/10Timing: after-hours

Background

The article is an AI‑generated summary of Old National Bancorp's 10‑Q filing for Q3 2026.

Company-level read

Ticker impact

$ONBBullishHigh confidence
Context

Old National Bancorp reported Q3 2026 revenue of $712.7M and net income of $250M, a 40% YoY increase.

Expected impact

likely upward pressure as investors price in the earnings beat

Evidence & confidence

Revenue and earnings both rose year‑over‑year, with net income up 40%, indicating improved profitability.

Market effects

Strong earnings may lift regional banking peers and reinforce confidence in community bank earnings trends.

Positive for U.S. regional banks as the report signals healthy loan growth and deposit expansion.

Limited to U.S. banking sector; no broader macro impact.

Counterpoint

If loan growth slows or credit quality deteriorates, the rally could be short‑lived.

Key entities

  • Old National Bancorp

    U.S. regional bank reporting Q3 2026 results.

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Old National Bancorp (ONB) (Q3 2026) Earnings Call Highlights: Record EPS

Old National Bancorp (ONB) reported Q3 2026 record EPS of $0.66, net income, and adjusted diluted EPS. Deposits grew 11% annualized, with $1B in organic increases. Credit quality remained strong, but net interest margin declined due to higher funding costs. The company expects full-year net interest income at the lower end of its range and mid-single-digit loan growth in Q4. Management discussed capital levels, M&A appetite, and expense outlook.

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Old National (ONB) Q3 2026 Earnings Call Transcript

Old National (ONB) reported Q3 2026 earnings per share of $0.66, with record earnings driven by strong deposit and loan growth, stable credit, and disciplined expense management. The company added 26 relationship managers and expanded in key markets. It maintained a CET1 ratio above 11% and returned $100 million to shareholders through buybacks. Loan growth was 3% annualized, led by commercial portfolios, while deposit growth was 11% annualized.

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What Old National Bancorp (ONB) Said on Its Q3 Earnings Call

Old National Bancorp (ONB) reported Q3 earnings, noting 3% annualized loan growth and 4% net interest income growth. Management expects Q4 net interest income to rise above $592M and margin to improve slightly. Credit quality remained stable, and the company repurchased $100M in shares. ONB maintained its 2026 guidance, including 15% EPS growth and 6-8% loan growth. The company is focusing on organic growth and talent investments.

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Old National Bancorp Q3 2026 Earnings Call Summary

Old National Bancorp reported Q3 2026 earnings with record net income, driven by 12% C&I loan growth and $1B in organic deposits. Profitability was 19.6% ROE, with efficiency at 44.9%. Management expects 15%+ EPS growth, 6-8% loan growth, and $1.8B cash flow from investments. They plan to use $177M for share buybacks. Credit quality remains stable, and expansion into Ohio markets is underway.

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Old National Bancorp Q3 Profit Rises

Old National Bancorp reported Q3 net income of $249.96M, or $0.66 per share, up from $178.53M, or $0.46 per share, a year earlier. Revenue rose to $720.4M, while provision for credit losses increased to $33.58M. Shares were down 1% in pre-market trading.