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finance.yahoo.comOCT 213 min read$ONB

Old National (ONB) Q3 2026 Earnings Call Transcript

Old National (ONB) reported Q3 2026 earnings per share of $0.66, with record earnings driven by strong deposit and loan growth, stable credit, and disciplined expense management. The company added 26 relationship managers and expanded in key markets. It maintained a CET1 ratio above 11% and returned $100 million to shareholders through buybacks. Loan growth was 3% annualized, led by commercial portfolios, while deposit growth was 11% annualized.

Original reporting
finance.yahoo.com
Published Oct 21, 2026, 6:13 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 21, 2026, 6:23 PM UTC. Informational, not investment advice.
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Old National (ONB) Q3 2026 Earnings Call Transcript — source image
Source · finance.yahoo.com
Decision brief

The 30-second read

$ONBBullishHigh
01

Why it matters

The earnings beat expectations, showing strong deposit inflows, disciplined loan growth, and a $100M share repurchase, which may support the stock price in the short term.

02

Market read

First disclosure of Q3 earnings provides fresh data for traders to assess valuation and potential price movement.

03

What to watch

Potential impact of higher interest rates on future loan margins and credit quality.

Relevance 8/10Novelty 8/10Timing: after-hours release

Background

Old National Bank (ONB) is a U.S. regional bank that released its Q3 2026 earnings call transcript.

Company-level read

Ticker impact

$ONBBullishHigh confidence
Context

Old National reported Q3 2026 earnings with record EPS of $0.66, strong deposit growth and a $100M share repurchase.

Expected impact

likely modest upside as investors price in strong earnings and share buyback.

Evidence & confidence

The transcript provides first‑hand earnings numbers, capital return details and guidance that were not public before.

Market effects

Sector

Positive earnings may lift regional banks and the broader financial services sector.

Regional

U.S. regional banking stocks could see modest gains.

Global

Limited to U.S. banking sector.

Counterpoint

What could challenge this read

If deposit growth slows or loan quality deteriorates, the stock could face pressure despite the record quarter.

Key entities

  • company
    Old National Bank

    U.S. regional bank reporting Q3 2026 earnings.

  • executive
    John Vincent Moran

    Speaker on the earnings call.

Read at source← All news

StoryOld National posts record Q3 2026 net income and efficiency while revenue misses estimates

Also covered by

5 outlets

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Old National Bancorp reported Q3 2026 earnings with record net income, driven by 12% C&I loan growth and $1B in organic deposits. Profitability was 19.6% ROE, with efficiency at 44.9%. Management expects 15%+ EPS growth, 6-8% loan growth, and $1.8B cash flow from investments. They plan to use $177M for share buybacks. Credit quality remains stable, and expansion into Ohio markets is underway.

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Old National Bancorp Q3 Profit Rises

Old National Bancorp reported Q3 net income of $249.96M, or $0.66 per share, up from $178.53M, or $0.46 per share, a year earlier. Revenue rose to $720.4M, while provision for credit losses increased to $33.58M. Shares were down 1% in pre-market trading.

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