Visa: Fiscal Q4 Earnings Snapshot

Visa reported record net revenue of $46 billion for fiscal 2026, up 15% YoY. GAAP net income was $23.5 billion, while non-GAAP was $25.3 billion. Payments and cross-border volume grew at high single- to mid-teens rates. The company increased its quarterly dividend by 16% and returned $25.6 billion to shareholders in fiscal 2026.

Visa reported 13% revenue growth, with strong spending across all consumer bands. SoFi also saw strong results, with healthy credit performance and investment inflows. Coca-Cola, Hilton, and Delta reported resilient consumer spending despite higher prices. The Federal Reserve is considering interest rates amid this economic context.

Visa reported Q4 earnings with adjusted EPS of $3.48, up 17% YoY. Revenue rose 13% to $12.1B, net income increased 18% to $6B. GF Value suggests 1.5% undervaluation. Insider sales totaled $35.5M over 3 months. GF Score is 98/100, with strong profitability and growth but high valuation.

Visa (V) and Mastercard (MA) face a £5bn UK class action over interchange fees. The claims, filed by Hausfeld and Harcus Parker, cover transactions from 2020 to 2026. The firms argue the fees restricted competition, while Visa and Mastercard plan to appeal and defend the fees' role in secure payments.

Anthropic ANT partners with U.S. General Services Administration for discounted AI access, saving $1B. Oil prices rise due to U.S. military posturing and refinery strike claims. Visa V reports fiscal Q4 EPS of $3.48, beating estimates, but signals slower growth for FY2027. Wall Street awaits Fed rate decision and earnings from Alphabet GOOG and Microsoft MSFT.

Visa reported a 10% increase in U.S. payments volume for Q4 2026, with credit and debit growth at 11% and 9% respectively. Despite beating earnings estimates, shares fell 1.15% after hours. The company raised its dividend by 16% and continued share buybacks. Management noted strong consumer spending but cautioned about economic uncertainty.