Szczepaniak Mark R sold $36K of VEL (indirect holdings)

Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 Velocity Financial, Inc. Reports Third Quarter 2026 Results Third Quarter Highlights Financial Results • Pretax income of $38.3 million, an increase of 8.2% from $35.4 million for 3Q25. Net income of $26.4 million, an increase of 4.1% from $25.4 million for 3Q25. Dil

Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Regulation FD Disclosure. 3Q26 Results November 4, 2026 Exhibit 99 DISCLOSURE Forward-looking statements Some of the statements contained in this presentationmay constitute forward-looking statements within themeaning of the federal securities laws. Forward-lookingstatements relate to anticipated results,

Velocity Financial (VEL) reported Q3 2026 earnings, highlighting record loan production of $911.3 million, up 35% from Q2. Government-insured multifamily production rose to $154.9 million. The company maintained strong credit quality and pricing, with a 3.78% net interest margin. Velocity expects to close the Toorak acquisition in Q4, expanding its market presence and diversifying its portfolio. Core net income increased 10% year-over-year, and book value per share grew 18%.

Velocity Financial reported Q3 2026 earnings with record $911M loan production, up 35% from Q2. Core EPS was $0.76, and book value per share grew 18% YoY. NPL rate increased to 10.1%, and REO activity resulted in a $4M net loss. CEO Farrar discussed pricing, acquisitions, and market outlook, expressing confidence in maintaining NIM and credit performance.

Velocity Financial (VEL) will acquire Toorak Capital's operating platform, with Toorak's portfolio of $3B in loans sold to a third party. Velocity expects the deal to close in Q4 2026 and be earnings-accretive in 2027. Toorak's CEO will join Velocity as an Executive Vice President.

Velocity Financial (VEL) agreed to acquire Toorak Capital's operating platform and manage its $3B business-purpose loan portfolio. The deal, valued at $3.2B, expands Velocity's lending business, diversifies products, and increases market reach. Velocity expects the acquisition to be accretive to earnings in 2027 and enhance long-term shareholder value.