Velocity Financial, Inc.
Velocity Financial originates, securitizes and manages real estate-backed loans nationwide, primarily for investors financing 1-4 unit residential rental properties, as well as multi-family, mixed-use and commercial properties. It serves borrowers through independent mortgage brokers and direct relationships. Its primary product is a 30-year fixed-rate amortizing loan, and it also offers short-term, interest-only loans for acquiring, repositioning or improving residential investment properties. Through its subsidiary Century, Velocity provides government-insured FHA financing for multifamily housing, senior housing and long-term care or assisted living facilities. Velocity makes money from interest spreads on its loan portfolio, while Century earns loan origination and mortgage servicing fees. The company also acquires qualifying loan portfolios. Velocity Financial is headquartered in Westlake Village, California.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 Velocity Financial, Inc. Reports Third Quarter 2026 Results Third Quarter Highlights Financial Results • Pretax income of $38.3 million, an increase of 8.2% from $35.4 million for 3Q25. Net income of $26.4 million, an increase of 4.1% from $25.4 million for 3Q25. Dil
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Regulation FD Disclosure. 3Q26 Results November 4, 2026 Exhibit 99 DISCLOSURE Forward-looking statements Some of the statements contained in this presentationmay constitute forward-looking statements within themeaning of the federal securities laws. Forward-lookingstatements relate to anticipated results,
Velocity Financial (VEL) reported Q3 EPS of $0.76, beating estimates by $0.05, with revenue of $102.68M, exceeding expectations. The stock is down 9.26% over 3 months and 10.95% over 12 months. InvestingPro rates its financial health as 'good performance'.
Over the past 7 days, AlphAI's AI scored 5 news stories mentioning VEL (Velocity Financial, Inc.). Coverage has skewed bullish: 5 bullish, 0 neutral, and 0 bearish.
Recent VEL coverage spans earnings, insider activity and mergers & acquisitions.
In the last 30 days, VEL insiders filed 2 SEC Form 4 transactions — no purchases and 2 sales ($94K). The most active reporter was Szczepaniak Mark R, Chief Financial Officer, with 1 filing. 100% of those filings were made under pre-arranged Rule 10b5-1 plans.
Earnings beat prior quarter and show growth in loan production and net interest margin.
Positive earnings surprise with higher core EPS and loan growth.
Earnings beat and revenue surprise may lift the stock.
The acquisition expands Velocity's origination and servicing scale, adds fee‑based revenue and diversifies into the UK, likely boosting earnings and ROE.
The acquisition is expected to be accretive to GAAP earnings in 2027 and expand Velocity’s origination and servicing scale.
AlphAI scores every news story that mentions VEL with an AI model for sentiment and relevance, and aggregates insider trades from Velocity Financial, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 Velocity Financial, Inc. Reports Third Quarter 2026 Results Third Quarter Highlights Financial Results • Pretax income of $38.3 million, an increase of 8.2% from $35.4 million for 3Q25. Net income of $26.4 million, an increase of 4.1% from $25.4 million for 3Q25. Dil
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Regulation FD Disclosure. 3Q26 Results November 4, 2026 Exhibit 99 DISCLOSURE Forward-looking statements Some of the statements contained in this presentationmay constitute forward-looking statements within themeaning of the federal securities laws. Forward-lookingstatements relate to anticipated results,
Velocity Financial (VEL) reported Q3 EPS of $0.76, beating estimates by $0.05, with revenue of $102.68M, exceeding expectations. The stock is down 9.26% over 3 months and 10.95% over 12 months. InvestingPro rates its financial health as 'good performance'.
Velocity Financial (VEL) agreed to acquire Toorak Capital's operating platform and manage its $3B business-purpose loan portfolio. The deal, valued at $3.2B, expands Velocity's lending business, diversifies products, and increases market reach. Velocity expects the acquisition to be accretive to earnings in 2027 and enhance long-term shareholder value.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. Exhibit 99.1 Velocity Enters into Agreements to Acquire Toorak’s Operating Platform and Manage Toorak’s $3 Billion Business-Purpose Loan Portfolio The acquisition materially scales Velocity’s platform and adds a capital-light, high-return, fee-based business with diversified orig
Velocity Financial (VEL) Q2 2026 earnings call said GAAP net income and EPS fell year over year due to a higher effective tax rate, while credit performance improved. Non-performing loans fell to 9.6% of held-for-investment loans from 10.3%. The company reported $25.2M NIM income, $18.43 diluted book value per share, $672.6M loan production, and $7B UPB portfolio.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 Velocity Financial, Inc. Reports Second Quarter 2026 Results Second Quarter Highlights Financial Results • Pretax income of $35.2 million, an increase of 3.9% from $33.9 million for 2Q25. Net income of $25.2 million, a decrease of 3.2% from $26.0 million for 2Q25, ma
Pitstick John sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
Schaefer Joy L. sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
The SZCZEPANIAK Family Trust reported routine 10b5-1 sales of Velocity Financial, Inc. (VEL) shares, selling 1,573 shares on three separate dates in February and January 2026 for total proceeds of over $89,000. These were plan-based dispositions rather than discretionary trades, as indicated in a Form 144 SEC filing. The filing also detailed 3,146 restricted stock awards dated January 23, 2025, and listed 39,235,281 shares outstanding as of May 1, 2026.
