Velocity Financial, Inc.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 vel-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Velocity Financial, Inc. Reports Second Quarter 2026 Results Second Quarter Highlights Financial Results • Pretax income of $35.2 million, an increase of 3.9% from $33.9 million for 2Q25. Net income of $25.2 million, a decreas
Pitstick John sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
Schaefer Joy L. sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
Over the past 7 days, alphai's AI scored 1 news story mentioning VEL (Velocity Financial, Inc.). Coverage has been balanced: 0 bullish, 1 neutral, and 0 bearish.
Recent VEL coverage spans financial news, insider activity and earnings.
In the last 30 days, VEL insiders filed 3 SEC Form 4 transactions — no purchases and 3 sales ($43K). The most active reporter was Szczepaniak Mark R, Chief Financial Officer, with 2 filings. 100% of activity was filed under pre-arranged Rule 10b5-1 plans.
2Q26 shows modest pre-tax growth but lower net income and NIM, alongside higher loan portfolio size and improved NPL ratio.
An issuer buyback-style insider sale slightly increases near-term overhang risk, but it is not a fundamental catalyst by itself.
Insider sale to issuer is a modest, non-10b5-1 transaction that may slightly pressure sentiment but is unlikely to signal a fundamental change alone.
The SZCZEPANIAK Family Trust's routine sale of 1,573 VEL shares over three dates in January and February 2026 suggests planned portfolio management rather than immediate negative outlook. The sale was plan-based, with no indication of urgent liquidation.
The CFO's stock sale of $28,518 on April 1, 2026, occurs amid strong quarterly results and positive analyst ratings, suggesting limited negative impact on the company's outlook.
alphai scores every news story that mentions VEL with an AI model for sentiment and relevance, and aggregates insider trades from Velocity Financial, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Velocity Financial, Inc. (VEL) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 vel-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Velocity Financial, Inc. Reports Second Quarter 2026 Results Second Quarter Highlights Financial Results • Pretax income of $35.2 million, an increase of 3.9% from $33.9 million for 2Q25. Net income of $25.2 million, a decreas
4 min readPitstick John sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
1 min readSchaefer Joy L. sold (to issuer) 3,603 shares of Velocity Financial, Inc. (VEL) at $17.17 on 2026-05-26.
1 min readThe SZCZEPANIAK Family Trust reported routine 10b5-1 sales of Velocity Financial, Inc. (VEL) shares, selling 1,573 shares on three separate dates in February and January 2026 for total proceeds of over $89,000. These were plan-based dispositions rather than discretionary trades, as indicated in a Form 144 SEC filing. The filing also detailed 3,146 restricted stock awards dated January 23, 2025, and listed 39,235,281 shares outstanding as of May 1, 2026.
2 min readVelocity Financial's CFO Mark R. Szczepaniak sold 1,573 shares of common stock for $28,518 on April 1, 2026. This transaction occurred as the company reported strong Q4 2025 financial results, with earnings and revenue surpassing forecasts. Analysts like Citizens and BTIG have reiterated positive ratings and price targets for VEL, citing its robust financial health and outlook.
2 min readVelocity Financial's Chief Legal Officer and General Counsel, Kelly Roland Thomas, sold a total of 14,840 shares of common stock over two days, March 30 and March 31, 2026. These open-market sales were executed at weighted average prices of $18.0339 and $18.2157 per share, respectively. Following these transactions, Thomas still holds 98,994 shares of Velocity Financial common stock.
2 min readAn insider at Velocity Financial, Inc. (NYSE: VEL) has filed a Form 144 to sell 14,840 shares, stemming from restricted stock awards and performance stock units. The filing details a proposed sale of 5,160 shares valued at $93,213.82 through Morgan Stanley Smith Barney LLC on March 17, 2026, as part of a 10b5-1 plan. This insider activity indicates a planned security transaction by a company executive.
2 min readVelocity Financial (VEL) reported strong FY 2025 results with a significant net margin increase to 56.5% and 53.5% earnings growth, driven partly by special servicing recoveries. Despite these positive indicators and a low P/E ratio of 6.7x, concerns persist regarding its cash flow coverage for debt and recent insider selling, which some interpret as a potential value trap. Analysts acknowledge the strong profitability but caution that some contributing factors may not be repeatable.
4 min readImage source: The Motley Fool.Thursday, November 6, 2025 at 5 p.m. ETNeed a quote from a Motley Fool analyst? Email pr@fool.comContinue reading ...
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