Fair Isaac FY 2026: Revenue $2.53B, EPS $36.32 — 10-K Summary
Fair Isaac (FICO) reported FY 2026 revenue of $2.53B, up 27.3% YoY, and EPS of $36.32, up 36.9%. Growth was driven by higher pricing and volume in mortgage origination scores and SaaS software. Higher SG&A, including an antitrust settlement accrual, partially offset gains.
How this was made

The 30-second read
Why it matters
The earnings release provides fresh quantitative data that can be used to adjust valuation models and short‑term trading strategies.
Market read
The strong earnings beat may trigger buying interest in FICO and related fintech stocks.
What to watch
Higher SG&A and the pending settlement could compress margins despite revenue growth.
Background
Fair Isaac (FICO) is a leading provider of credit scoring and decision‑management software. The FY 2026 results were filed in a 10‑K on Nov 6 2026.
Ticker impact
Fair Isaac reported FY 2026 revenue of $2.53B and EPS $36.32, a fresh earnings disclosure with year‑over‑year growth.
likely upward pressure as the market prices in the earnings beat and higher pricing for mortgage scores.
The company posted 27% revenue growth and 37% EPS growth, indicating strong operating performance.
Market effects
Mortgage origination scoring and SaaS platform revenue growth may lift related fintech and lending stocks.
U.S. fintech sector may see modest buying interest.
Limited to U.S. markets; no immediate global ripple.
Counterpoint
If the antitrust settlement accrual signals larger legal risk, the stock could face downside pressure.
Key entities
- companyFair Isaac Corp.
Issuer of the earnings report.




