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loanDepot GAAP EPS of -$0.08 misses by $0.07, revenue of $307.15M misses by $13.17M (LDI:NYSE)

loanDepot (LDI) reported Q3 GAAP EPS of -$0.08, missing estimates by $0.07, with revenue of $307.15M, down 4.9% Y/Y and missing by $13.17M. Adjusted net loss was $31M, up from $29M last quarter. Shares fell 3% post-market. The company provided Q4 2026 outlook, including pull-through weighted rate lock volume of $3.25B-$5.25B and origination volume of $4.5B-$6.5B.

Original reporting
seekingalpha.com
Published Nov 9, 2026, 11:49 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Nov 9, 2026, 11:56 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
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loanDepot GAAP EPS of -$0.08 misses by $0.07, revenue of $307.15M misses by $13.17M (LDI:NYSE) — source image
Source · seekingalpha.com
Decision brief

The 30-second read

$LDIBearishHigh
01

Why it matters

The earnings miss led to a 3% pre‑market decline, suggesting short‑term downside risk.

02

Market read

Earnings miss is the primary catalyst for immediate price movement; sector peers may be re‑priced.

03

What to watch

Management highlighted a strong outlook for Q4 weighted rate‑lock volume, which may support the stock if investors focus on guidance.

Relevance 7/10Novelty 8/10Timing: pre‑market today

Background

loanDepot released its Q3 2026 earnings, reporting a GAAP EPS miss and revenue shortfall.

Company-level read

Ticker impact

$LDIBearishHigh confidence
Context

Q3 GAAP EPS of -$0.08 missed expectations by $0.07 and revenue of $307.15M missed by $13.17M, causing a 3% pre‑market decline.

Expected impact

likely pressure as the market prices in the earnings miss and revenue shortfall

Evidence & confidence

The surprise negative EPS and revenue figures directly triggered a 3% pre‑market drop, indicating immediate sell pressure.

Market effects

Sector

Mortgage‑originator sector may see broader weakness as peers compare earnings.

Regional

U.S. financial services market could face slight bearish bias.

Global

Limited to U.S. mortgage‑lending niche.

Counterpoint

What could challenge this read

If the miss is viewed as a one‑off, the stock could rebound on longer‑term growth prospects.

Key entities

  • company
    loanDepot

    U.S. mortgage‑lending firm listed on NYSE under LDI.

Read at source← All news

StoryloanDepot reports Q3 loss, cuts debt by $114 M and projects lower Q4 origination

Also covered by

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