loanDepot, Inc.
loanDepot provides mortgage lending and real estate services to consumers, particularly first-time homebuyers. It offers conventional agency-conforming and jumbo loans, FHA and VA loans, home equity lines of credit, closed-end second liens, and certain first-lien loans underwritten to buyers’ guidelines. Its mello® technology platform supports loan origination through consumer-direct digital and call-center operations, in-market loan officers, joint ventures, and other partners. loanDepot also operates an in-house mortgage servicing platform, collecting payments and managing escrow accounts for investors’ loans. It earns servicing fees and originates loans for sale, with servicing customers also providing opportunities to recapture later mortgage business. Ancillary businesses provide title and escrow, real estate referral, and insurance services. loanDepot is headquartered in Irvine, California.
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No SEC Form 4 filings for $LDI in the last 30 days.
See all $LDI insider activity →loanDepot (LDI) and Davidson Homes formed a joint venture, Davidson Mortgage, to offer mortgage services in six U.S. states. The partnership leverages loanDepot's lending platform and Davidson Homes' homebuilding operations. LDI aims to expand its mortgage business through multiple channels, including joint ventures.
BofA Securities reduced LoanDepot's (NYSE:LDI) price target to $0.50 from $1.25, citing Q3 results that showed cost and margin improvements but no sustainable profitability. The firm highlighted concerns over the company's $6B debt load and cash burn, despite an 81% stock decline. Q3 adjusted EPS was -$0.09, missing estimates, while revenue was $302M, below expectations.
loanDepot reported a deeper Q3 loss, with $7.05B in mortgage originations, down 12% QoQ but up 7.8% YoY. Purchase loans accounted for 61% of volume. The company expanded into home equity products, improving gain-on-sale margin to 399 basis points. loanDepot expects $25M in annualized cost savings by 2026. It reduced debt through MSR sales, lowering net debt by $114M. Leverage remains high at 6.5x. Q4 guidance projects $4.5B-$6.5B in originations and a gain-on-sale margin of 315-355 basis points.
Over the past 7 days, AlphAI's AI scored 14 news stories mentioning LDI (loanDepot, Inc.). Coverage has skewed bearish: 2 bullish, 3 neutral, and 9 bearish.
Recent LDI coverage spans financial news, earnings and corporate actions.
The JV could boost loanDepot's mortgage origination volume and diversify revenue.
Target cut signals likely further downside pressure on the stock.
The earnings miss and lower guidance suggest near‑term pressure on the stock.
The earnings miss and loss suggest weaker near‑term performance.
Ahead of the Nov 9 pre-market earnings release, positioning will hinge on whether results beat or miss the consensus EPS and revenue expectations.
AlphAI scores every news story that mentions LDI with an AI model for sentiment and relevance, and aggregates insider trades from loanDepot, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
loanDepot (LDI) and Davidson Homes formed a joint venture, Davidson Mortgage, to offer mortgage services in six U.S. states. The partnership leverages loanDepot's lending platform and Davidson Homes' homebuilding operations. LDI aims to expand its mortgage business through multiple channels, including joint ventures.
BofA Securities reduced LoanDepot's (NYSE:LDI) price target to $0.50 from $1.25, citing Q3 results that showed cost and margin improvements but no sustainable profitability. The firm highlighted concerns over the company's $6B debt load and cash burn, despite an 81% stock decline. Q3 adjusted EPS was -$0.09, missing estimates, while revenue was $302M, below expectations.
loanDepot reported a deeper Q3 loss, with $7.05B in mortgage originations, down 12% QoQ but up 7.8% YoY. Purchase loans accounted for 61% of volume. The company expanded into home equity products, improving gain-on-sale margin to 399 basis points. loanDepot expects $25M in annualized cost savings by 2026. It reduced debt through MSR sales, lowering net debt by $114M. Leverage remains high at 6.5x. Q4 guidance projects $4.5B-$6.5B in originations and a gain-on-sale margin of 315-355 basis points.
loanDepot, Inc. (LDI) filed an SEC Form 8-K — Results of Operations and Financial Condition. loanDepot announces third quarter 2026 financial results Strategic expansion and continued productivity gains drive higher unit volume, stronger margins and improved operating efficiency despite rising interest rates and a challenging housing market. Third Quarter 2026 Highlights
loanDepot (LDI) will report Q3 earnings on November 9th. Analysts expect EPS of -$0.01 and revenue of $320.32M, down 0.8% year-over-year. LDI has met or beaten estimates in 25% of the last 4 earnings reports.
loanDepot (LDI) expanded its HELOC eligibility to applicants with credit scores as low as 600. The product is available in 47 states, with lines ranging from $25,000 to $750,000. The company aims for a quick approval and funding process, using digital tools to streamline underwriting. LDI has funded $592 billion to consumers since 2010.
loanDepot (LDI) shares have fallen 70% since March due to rising interest rates. The company, with a $264M market cap, may conduct a reverse stock split to comply with NYSE rules. CEO Anthony Hsieh is implementing strategies to boost stock performance, including increasing productivity and launching new products. Q2 revenue rose 18% to $337M, with net losses narrowing to $6.6M.
Novaprime announced that loanDepot (NYSE: LDI) automated over 80% of post-closing tasks in a pilot using Novaprime's Agentic OS for Post-Closing, called Foundation. The software connects teams across various loan processes, improving efficiency and quality. loanDepot plans to expand the use of Foundation after a successful pilot in Government Insuring.
loanDepot secured a $125M uncommitted mortgage repo facility with Nomura, effective October 2, 2026, to enhance liquidity for loan production and asset management. The agreement expires on September 30, 2027, and includes customary covenants and margin requirements, according to the company's SEC filing.
loanDepot, Inc. (LDI) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. Item 1.01 Entry into a Material Definitive Agreement. On October 2, 2026, loanDepot.com, LLC, as seller and servicer (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary, loanDepot Multi Asset NC, LLC (“REO Subsidiary”), entered in
