Bread Financial Reports Lower Loss and Delinquency Rates for October 2026

BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Regulation FD Disclosure. Exhibit 99.1 BREAD FINANCIAL PROVIDES PERFORMANCE UPDATE FOR OCTOBER 2026 COLUMBUS, Ohio, November 10, 2026 – Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to million

BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Item 3.03 Material Modification to Rights of Security Holders. On November 2, 2026, Bread Financial Holdings, Inc. (the “Company”) filed a Certificate of Designations (effective November 3, 2026) (the “Certificate of Designations”) with the Secretary of State of the State of Dela

BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Exhibit 99.1 Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock COLUMBUS, Ohio, October 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced

Bread Financial Holdings priced 5M depositary shares of its 9.375% Series C Preferred stock at $25 each, raising about $120.2M. Underwriters have a 30-day option for additional shares. The company plans to use the net proceeds for general corporate purposes, according to the release.

Bread Financial (BFH) priced a public offering of 5M depositary shares, expecting $120M after costs. Proceeds will fund general corporate purposes, including lending to subsidiary Comenity Capital Bank and share repurchases. The offering is set to close on November 3, 2026, subject to conditions.

Bread Financial Holdings reported Q3 2026 revenue of $1.02B, up 4.7% YoY, but net income fell 20.2% to $150M and EPS declined 3.5% to $3.82. Credit sales rose 9% to $7.4B, while consumer deposits grew 21% to $9.9B. The company expects 2026 loan growth near 4% and revenue growth near 5%.