BREAD FINANCIAL HOLDINGS, INC.
Bread Financial is a financial services company that provides U.S. consumers with payment, lending and savings products, and offers credit and pay-over-time products through partnerships with retailers and other brands. It operates as one reportable segment and earns most of its revenue from interest and fees on credit card and other loans, with additional revenue from contractual relationships with brand partners. Its products include partner co-brand and private label credit cards, Bread Cashback and Bread Rewards general purpose credit cards, Bread Pay installment loans and split-pay offerings, and Bread Savings certificates of deposit and high-yield savings accounts. Bread Financial also provides underwriting, loan servicing, fraud prevention, marketing, data analytics and digital services. It is headquartered in Columbus, Ohio.
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Bread Financial reported a 6.9% year-over-year increase in average loans to $18.846 billion. Net principal loss rate decreased to 6.69% from 7.50%, with losses down to $107 million. Delinquency rate fell to 5.64% from 6.05%. End-of-period loans totaled $18.961 billion, up from $17.694 billion a year earlier, according to the company.
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Regulation FD Disclosure. Exhibit 99.1 BREAD FINANCIAL PROVIDES PERFORMANCE UPDATE FOR OCTOBER 2026 COLUMBUS, Ohio, November 10, 2026 – Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to million
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Item 3.03 Material Modification to Rights of Security Holders. On November 2, 2026, Bread Financial Holdings, Inc. (the “Company”) filed a Certificate of Designations (effective November 3, 2026) (the “Certificate of Designations”) with the Secretary of State of the State of Dela
Over the past 7 days, AlphAI's AI scored 3 news stories mentioning BFH (BREAD FINANCIAL HOLDINGS, INC.). Coverage has skewed bullish: 2 bullish, 1 neutral, and 0 bearish.
Recent BFH coverage spans corporate actions, earnings and financial news.
In the last 30 days, BFH insiders filed 2 SEC Form 4 transactions — 2 purchases ($123K) and no sales. The most active reporter was Fawcett John J. with 2 filings.
Improved loss and delinquency metrics suggest better credit performance.
Improved loss and delinquency metrics may lift sentiment toward BFH.
Preferred stock terms and the depositary-share issuance can affect capital structure, dividend constraints, and near-term financing optics.
Target cut with unchanged Buy rating suggests modest valuation downside risk, but the Buy stance may limit downside follow-through.
The insider purchase signals confidence from a board member, but the modest size limits market impact.
AlphAI scores every news story that mentions BFH with an AI model for sentiment and relevance, and aggregates insider trades from BREAD FINANCIAL HOLDINGS, INC.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Bread Financial reported a 6.9% year-over-year increase in average loans to $18.846 billion. Net principal loss rate decreased to 6.69% from 7.50%, with losses down to $107 million. Delinquency rate fell to 5.64% from 6.05%. End-of-period loans totaled $18.961 billion, up from $17.694 billion a year earlier, according to the company.
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Regulation FD Disclosure. Exhibit 99.1 BREAD FINANCIAL PROVIDES PERFORMANCE UPDATE FOR OCTOBER 2026 COLUMBUS, Ohio, November 10, 2026 – Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to million
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Item 3.03 Material Modification to Rights of Security Holders. On November 2, 2026, Bread Financial Holdings, Inc. (the “Company”) filed a Certificate of Designations (effective November 3, 2026) (the “Certificate of Designations”) with the Secretary of State of the State of Dela
UBS kept its Buy rating on Bread Financial Holdings but reduced its price target to $120 from $127, a 5.5% cut. The new target suggests a 12.0% upside from the Nov 2 close of $107.16, according to the firm.
Fawcett John J. purchased 5,000 shares of BREAD FINANCIAL HOLDINGS, INC. (BFH) at an average of $24.70 ($24.69–$24.71, $0.12M total) across 2 trades on 2026-10-28.
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Exhibit 99.1 Bread Financial Announces Pricing of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock COLUMBUS, Ohio, October 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced
Bread Financial (BFH) priced a public offering of 5M depositary shares, expecting $120M after costs. Proceeds will fund general corporate purposes, including lending to subsidiary Comenity Capital Bank and share repurchases. The offering is set to close on November 3, 2026, subject to conditions.
BREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Other Events. Exhibit 99.1 Bread Financial Announces Launch of an Offering of Depositary Shares Representing Interests in Its Series C Preferred Stock COLUMBUS, Ohio, October 27, 2026 (GLOBE NEWSWIRE) -- Bread Financial Holdings, Inc. (NYSE: BFH) (“Bread Financial” or the “Company”) announced
Bread Financial Holdings reported Q3 2026 revenue of $1.02B, up 4.7% YoY, but net income fell 20.2% to $150M and EPS declined 3.5% to $3.82. Credit sales rose 9% to $7.4B, while consumer deposits grew 21% to $9.9B. The company expects 2026 loan growth near 4% and revenue growth near 5%.
Bread Financial (BFH) shares fell 3% after reporting Q3 2026 results with a net interest margin of 18.9%, below analyst forecasts. Revenue met expectations at $1.02B, and adjusted earnings were $3.84 per share. Management expects margin compression in Q4 and flat to slightly down margins in 2027. The stock recovered slightly to $99.81, down 2.6% from the previous close.
