BREAD FINANCIAL HOLDINGS, INC.
Jefferies said 16 banks raised maximum CD yields in the past month, led by PNC Financial, which lifted its 7-month CD APY by 50 bps to 4%. Bread Financial and Popular Direct set 1-year CDs at 4.25% APY, Sallie Mae and CIBC at 4.15%, Synchrony at 4.1%, and Capital One at 4%. Jefferies expects deposit competition to keep funding costs rising.
Bread Financial Holdings (NYSE:BFH) shares fell about 1% to around $106.85 despite Q2 results showing improving credit metrics. The company reported Q2 revenue of $680 million, net income of $146 million, and diluted EPS of $3.55. Net loss rate improved to 6.98%, tangible book value per share rose to $63.66, and delinquencies declined to 5.25%.
Lakhwara Praniti sold 2,802 shares of BREAD FINANCIAL HOLDINGS, INC. (BFH) at $106.12 ($0.30M total) on 2026-07-28.
Over the past 7 days, alphai's AI scored 1 news story mentioning BFH (BREAD FINANCIAL HOLDINGS, INC.). Coverage has skewed bearish: 0 bullish, 0 neutral, and 1 bearish.
Recent BFH coverage spans earnings, sector analysis and insider activity.
In the last 30 days, BFH insiders filed 1 SEC Form 4 transaction — no purchases and 1 sale ($297K). The most active reporter was Lakhwara Praniti with 1 filing.
A higher 1-year CD rate can attract deposits but raises the cost of funds, potentially weighing on future margin trends.
The article frames a near-term dip despite improving credit quality, with Q3 and Q4 expense guidance and new preferred stock keeping risk elevated.
This is a routine insider open-market sale with no 10b5-1 plan disclosed, but it does not provide new fundamentals.
The 10-Q summary indicates improving profitability and credit performance, which can support near-term valuation and risk appetite for the stock.
The article is a valuation-model update tied to upcoming Q2 earnings and an executive transition, but it does not disclose new company fundamentals or results.
alphai scores every news story that mentions BFH with an AI model for sentiment and relevance, and aggregates insider trades from BREAD FINANCIAL HOLDINGS, INC.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Jefferies said 16 banks raised maximum CD yields in the past month, led by PNC Financial, which lifted its 7-month CD APY by 50 bps to 4%. Bread Financial and Popular Direct set 1-year CDs at 4.25% APY, Sallie Mae and CIBC at 4.15%, Synchrony at 4.1%, and Capital One at 4%. Jefferies expects deposit competition to keep funding costs rising.
6 min readBread Financial Holdings (NYSE:BFH) shares fell about 1% to around $106.85 despite Q2 results showing improving credit metrics. The company reported Q2 revenue of $680 million, net income of $146 million, and diluted EPS of $3.55. Net loss rate improved to 6.98%, tangible book value per share rose to $63.66, and delinquencies declined to 5.25%.
6 min readLakhwara Praniti sold 2,802 shares of BREAD FINANCIAL HOLDINGS, INC. (BFH) at $106.12 ($0.30M total) on 2026-07-28.
1 min readBread Financial Holdings reported Q2 2026 results: revenue of $993M, up from $929M a year earlier, and net income available to common stockholders of $144M versus $139M. Diluted EPS rose to $3.55 from $2.94. The company cited 11% YoY credit sales growth to $7.5B and improved delinquency, payment rates, and expense control.
1 min readSimply Wall St reports Bread Financial Holdings’ fair value estimate rose to $110.00 from $105.75, based on updated assumptions ahead of its Q2 2026 earnings call and an executive transition. Analysts cited loan growth, non-interest income, expenses, and credit trends, with price targets raised into $108 to $132. Model inputs included higher revenue growth and net margin.
5 min readBread Financial Holdings (BFH) reported Q2 2026 operating income of $3.55 per share, beating the Zacks Consensus Estimate by 40.9%. Revenues rose 7% year over year to $993 million, 4.2% above consensus. Credit sales and loan growth supported results, while higher credit-loss provisions and compensation costs partially offset gains. BFH issued low- to mid-single-digit loan and revenue growth guidance.
7 min readBread Financial (BFH) reported Q2 2026 net income of $146 million (+5% Y/Y) and diluted EPS of $3.55 (+21% Y/Y). Total revenue rose to $993 million (+7%). Management said credit sales grew to $7.5 billion (+11%) and raised 2026 guidance for average loan and revenue growth, plus a lower net loss rate outlook.
7 min readThe article says more than 100 companies reported quarterly earnings during peak Q2 season, with results described as resilient despite macro uncertainty. It cites FactSet research that about 75% of companies on a major index beat estimates, but only ~25% by more than 10%. It lists specific beats, including Alphabet (GOOG) EPS $9.11 vs $6.22 expected, and Southwest (LUV) EPS $0.94 vs $0.42.
7 min readBread Financial (NYSE: BFH) reported Q2 CY2026 results. Revenue rose 6.9% year on year to $993 million, beating Wall Street estimates by 3.5%, and GAAP profit was $3.55 per share, 29.5% above consensus. The article notes net interest margin declined and efficiency missed estimates; BFH shares rose 1.5% to $103.39.
4 min readBREAD FINANCIAL HOLDINGS, INC. (BFH) filed an SEC Form 8-K — Results of Operations and Financial Condition. bfh-20260723 false 0001101215 0001101215 2026-07-23 2026-07-23 0001101215 us-gaap:CommonStockMember 2026-07-23 2026-07-23 0001101215 us-gaap:SeriesAPreferredStockMember 2026-07-23 2026-07-23 0001101215 us-gaap:SeriesBPreferredStockMember 2026-07-23 2026-07-23 SECURITIES AND EXCHA
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