Nu Holdings Ltd. (NU) Reports Record Q3 Net Income of $1.1B

Nu Holdings (NYSE: NU) reported Q3 2026 net income of $1.09B, missing revenue estimates but rising 4.4% in after-hours trading. The company showed strong operational efficiency with a 19.3% efficiency ratio, 37% YoY revenue growth, and a 31% YoY net income increase. Customer base grew to 143M, with expansion in Brazil, Mexico, and Colombia. Credit portfolio reached $41.6B, with stable composition and improving funding efficiency.

Nu Holdings (NYSE:NU) reported Q3 earnings of $0.22 per share, missing estimates by $0.01, with revenue at $5.82B, below the $5.91B forecast. Despite this, shares rose 3.8% due to record net income of $1.1B, up 31% YoY, and strong customer growth. The company improved its 2026 efficiency ratio guidance to 19-19.5%.

Nu Holdings Ltd. (NU) reported a record quarterly net income of $1.1B, exceeding expectations. The company also improved its full-year 2026 efficiency ratio outlook, signaling operational improvements. These results reflect strong financial performance and strategic growth initiatives.

Nu Holdings (NYSE: NU) reported Q3 EPS of $0.22, missing estimates by $0.01, with revenue at $5.82B, below the $5.91B consensus. Shares are down 22.32% over 3 months and 24.12% over 12 months. InvestingPro rates its financial health as 'good performance'.

Nubank (NU) reported Q3 2026 revenue of $5.82B, up 34.8% YoY but missing estimates by 2.0%. GAAP EPS of $0.22 met expectations. The company's 5-year revenue CAGR is 76.6%, with a 2-year growth rate of 40.8%. Shares rose 1.4% post-earnings.

Nu Holdings (NYSE:NU) reported Q3 2026 net income of $1.1B, up 31% YoY, with revenue at $6.3B (+37% YoY) and profit at $2.6B (+35% YoY). Customer base grew to 143M, credit portfolio to $41.6B, and deposits to $47.5B. Efficiency ratio improved to 19.3%. NPL ratio rose to 7.3%. Launched Nu US and Nu Global.