BV Financial 3Q 2026: Revenue $9.76M, EPS $0.42 — 10-Q Summary
BV Financial reported 3Q 2026 revenue of $9.76M, down 2.8% YoY, with net income declining 7.9% to $3.44M. EPS rose slightly to $0.42. Net interest margin increased to 4.46%, while noninterest expense fell due to lower compensation and fraud losses. Nonperforming assets rose to $3.2M.
How this was made
The 30-second read
Why it matters
The earnings decline may trigger a modest sell‑off in the stock, though margin improvement offers some upside.
Market read
Primary earnings disclosure for a micro‑cap bank; modest trading relevance.
What to watch
Credit loss allowance reduction in September 2025 may mask future provisioning risk.
Background
BV Financial filed its Form 10‑Q for the quarter ended September 30, 2026, summarizing financial performance.
Ticker impact
BV Financial reported Q3 2026 revenue of $9.76M, down 2.8% YoY, and diluted EPS of $0.42, down 4.8% YoY.
likely slight downside as market prices in lower revenue and earnings
Both revenue and EPS fell year‑over‑year; net interest margin improved but not enough to offset income decline.
Market effects
Micro‑cap regional banks may see similar pressure if credit loss provisions rise.
Limited to U.S. small‑cap banking sector.
Low
Counterpoint
Improved net interest margin and lower noninterest expense could support a short‑term bounce.
Key entities
- companyBV Financial, Inc.
U.S. regional bank reporting Q3 2026 results.
