BV Financial, Inc.
BV Financial is a bank holding company that conducts its banking operations through BayVanguard Bank, a Maryland-chartered commercial bank headquartered in Baltimore. BayVanguard Bank is a full-service community-oriented financial institution serving consumers and businesses. It operates its main office and 12 branches in the Baltimore metropolitan area and on Maryland’s Eastern Shore. The bank takes deposits from the public and invests them, along with funds generated from operations, primarily in commercial real estate and one- to four-family residential mortgages. It also makes commercial, construction and land, marine, farm and consumer loans, and invests in securities. Its deposit accounts include checking, money market, savings and certificate of deposit accounts. The bank earns primarily interest on loans and, to a lesser extent, interest on investment securities.
No SEC Form 4 filings for $BVFL in the last 30 days.
See all $BVFL insider activity →BV Financial reported 3Q 2026 revenue of $9.76M, down 2.8% YoY, with net income declining 7.9% to $3.44M. EPS rose slightly to $0.42. Net interest margin increased to 4.46%, while noninterest expense fell due to lower compensation and fraud losses. Nonperforming assets rose to $3.2M.
BV Financial (NASDAQ: BVFL) reported Q3 net income of $3.4M, with a 9-month stock buyback of $9.3M. Key metrics: ROA 1.57%, ROE 7.50%. Loans and deposits decreased, while non-accrual loans rose. Shares repurchased at $21.16 average price.
BV Financial, Inc. (BVFL) reported 2Q 2026 revenue of $12.2M, flat vs. $12.3M a year earlier. Net income rose to $3.5M from $2.9M, and diluted EPS increased to $0.42 from $0.29. Net interest margin improved to 4.58% as loan yields rose, while total loans fell about 5.9% from year-end.
Over the past 7 days, AlphAI's AI scored 1 news story mentioning BVFL (BV Financial, Inc.). Coverage has skewed bearish: 0 bullish, 0 neutral, and 1 bearish.
Recent BVFL coverage spans earnings, financial news and insider activity.
Earnings miss and revenue decline suggest modest downside pressure.
Buyback and modest profit suggest limited upside but may support the stock in the short term.
The filing shows improved profitability driven by higher loan yields and repricing, partially offset by declining interest-earning assets and higher nonperforming loans.
The filing provides fresh quarterly earnings and key balance-sheet drivers (net interest margin, credit-loss provision reversals, and loan/deposit trends).
Results show improved quarterly earnings versus prior year, but shrinking loans and deposits and a CECL-related provision reversal shape near-term risk sentiment.
AlphAI scores every news story that mentions BVFL with an AI model for sentiment and relevance, and aggregates insider trades from BV Financial, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
BV Financial reported 3Q 2026 revenue of $9.76M, down 2.8% YoY, with net income declining 7.9% to $3.44M. EPS rose slightly to $0.42. Net interest margin increased to 4.46%, while noninterest expense fell due to lower compensation and fraud losses. Nonperforming assets rose to $3.2M.
BV Financial (NASDAQ: BVFL) reported Q3 net income of $3.4M, with a 9-month stock buyback of $9.3M. Key metrics: ROA 1.57%, ROE 7.50%. Loans and deposits decreased, while non-accrual loans rose. Shares repurchased at $21.16 average price.
BV Financial, Inc. (BVFL) reported 2Q 2026 revenue of $12.2M, flat vs. $12.3M a year earlier. Net income rose to $3.5M from $2.9M, and diluted EPS increased to $0.42 from $0.29. Net interest margin improved to 4.58% as loan yields rose, while total loans fell about 5.9% from year-end.
BV Financial, Inc. (BVFL) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 bvfl-ex99_1.htm EX-99.1 EX-99.1 Exhibit 99.1 Contact: Michael J. Dee Chief Financial Officer (410) 477- 5000 BV FINANCIAL, INC. ANNOUNCES FINANCIAL RESULTS Baltimore, Maryland, July 24, 2026– BV Financial, Inc. (NASDAQ: BVFL), the holding company for BayVanguard Bank (t
BV Financial, Inc. (NASDAQ:BVFL) reported Q2 2026 net income of $3.5 million, or $0.42 per diluted share, versus $2.9 million, or $0.29, in Q2 2025. Six-month net income was $4.6 million, or $0.55 per diluted share, versus $5.0 million, or $0.50. Net loans fell to $711.6 million and deposits were $675.9 million at June 30, 2026.
Galli Joseph S sold 11,202 indirectly-held shares of BV Financial, Inc. (BVFL) at an average of $19.84 ($19.80–$19.96, $0.22M total) across 8 trades over 2026-06-11 to 2026-06-12.
Galli Joseph S sold 5,298 indirectly-held shares of BV Financial, Inc. (BVFL) at an average of $19.76 ($19.70–$20.02, $0.10M total) across 16 trades over 2026-06-08 to 2026-06-09.
BV Financial director Joseph S. Galli sold 5,000 shares of common stock on May 8, 2026, through an IRA at prices of $20.03 and $20.00 per share. After the transactions, his indirect IRA holdings are 31,341 shares, a retirement plan holds 12,100 shares, and he directly holds 80,309 shares. He also retains stock options for 36,746 shares with a $14.25 exercise price, vesting at 25% annually starting September 6, 2025.
BV Financial director Joseph S. Galli sold 5,992 shares of the company's common stock for over $120,000 on April 28, 2026. These transactions, conducted through an IRA, leave Mr. Galli with substantial indirect and direct holdings in the company, including vested and unvested stock options. The company's stock is trading near its 52-week high after a 28% gain over the past year.
BVFL's Q3 earnings rise year over year on strong loan growth and improved credit metrics, despite higher compensation expenses and a slight dip in net interest margin.
