CITIZENS, INC.
Citizens is an insurance holding company based in Austin, Texas. It sells life insurance and other financial products through two segments. International Insurance, operated through CICA International, offers U.S. dollar-denominated individual whole life, endowment and other financial products to non-U.S. residents, principally in Latin America and the Pacific Rim. Domestic Insurance sells life insurance and other financial products in the United States, including final expense whole life, critical illness and burial policies. Its insurance subsidiaries are licensed to issue products in 43 U.S. states, and its international policies cover residents in over 80 countries. Citizens distributes products through independent marketing agencies, consultants, agents and brokers, as well as funeral homes for certain burial policies. It earns principally from insurance premiums and net investment income, investing most premiums to help pay future policy benefits. Its subsidiaries include CICA International, CLOA, SPLIC and Magnolia; a non-insurance subsidiary provides corporate support and information technology functions.
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No SEC Form 4 filings for $CIA in the last 30 days.
See all $CIA insider activity →Citizens (CIA) reported Q3 2026 adjusted net income of $1K, down from $3.4M in Q3 2025. Revenue rose 3.5% year-over-year to $65M. The company had $17.6M in cash, no debt, and $13M in operating cash flow, maintaining positive annual operating cash flow since 2004.
Citizens, Inc. (NYSE: CIA) reported Q3 2026 results, with total revenues of $65M, a net loss of $0.4M, and adjusted net income of $1K. Direct premiums grew 7% to $50M, driven by new products and expanded distribution. The company plans to invest in cloud-based platforms to enhance operations and growth. Book value per share increased to $4.37, with adjusted book value at $6.44. Management will participate in the Sidoti Virtual Conference in December.
Citizens, Inc. (NYSE: CIA) plans to partner with a tech firm to modernize its life insurance platform, aiming to expand its white-label model and international product offerings. The company's domestic final expense insurance has driven growth, with average premiums around $1,000. Citizens focuses on policy persistency for profitability and expects to automate international underwriting.
Over the past 7 days, AlphAI's AI scored 4 news stories mentioning CIA (CITIZENS, INC.). Coverage has skewed bearish: 0 bullish, 2 neutral, and 2 bearish.
Recent CIA coverage spans insider activity, earnings and financial news.
Small profit on modest revenue suggests limited upside; market may view earnings as underwhelming.
Earnings miss and modest premium growth may lead to slight downside pressure.
The tech overhaul could improve cost efficiency and enable product expansion, but no immediate financial impact is quantified.
The agreement could affect the company's financial position and future cash flows.
Small insider purchase by a director; unlikely to move the stock materially.
AlphAI scores every news story that mentions CIA with an AI model for sentiment and relevance, and aggregates insider trades from CITIZENS, INC.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Citizens (CIA) reported Q3 2026 adjusted net income of $1K, down from $3.4M in Q3 2025. Revenue rose 3.5% year-over-year to $65M. The company had $17.6M in cash, no debt, and $13M in operating cash flow, maintaining positive annual operating cash flow since 2004.
Citizens, Inc. (NYSE: CIA) reported Q3 2026 results, with total revenues of $65M, a net loss of $0.4M, and adjusted net income of $1K. Direct premiums grew 7% to $50M, driven by new products and expanded distribution. The company plans to invest in cloud-based platforms to enhance operations and growth. Book value per share increased to $4.37, with adjusted book value at $6.44. Management will participate in the Sidoti Virtual Conference in December.
Citizens, Inc. (NYSE: CIA) plans to partner with a tech firm to modernize its life insurance platform, aiming to expand its white-label model and international product offerings. The company's domestic final expense insurance has driven growth, with average premiums around $1,000. Citizens focuses on policy persistency for profitability and expects to automate international underwriting.
CITIZENS, INC. (CIA) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. Item 9.01 Financial Statements and Exhibits (d) Exhibits 104 Inline XBRL for the cover page of this Current Report on Form 8-K SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by t
HARWOOD MICHAEL PHILIP purchased 10,000 shares of CITIZENS, INC. (CIA) at $3.80 on 2026-08-31.
Hoxworth Seth Alan (Chief Actuary) purchased 5,376 shares of CITIZENS, INC. (CIA) at $3.83 on 2026-08-11.
Stenberg Jon (President & CEO) purchased 12,000 shares of CITIZENS, INC. (CIA) at $3.65 on 2026-08-11.
Investing.com roundup of U.S. insider trades. Ameresco director Brian Cox bought 39,700 shares for about $995k. HF Sinclair CEO Franklin Myers bought 15,000 shares for about $1.28m. Citizens CEO Jon Stenberg bought 50,000 shares for about $200k. Airbnb executives Nathan Blecharczyk sold about $92.6m and Brian Chesky sold about $35.0m under Rule 10b5-1 plans.
Stenberg Jon (President & CEO) purchased 50,000 shares of CITIZENS, INC. (CIA) at $3.99 ($0.20M total) on 2026-08-10.
Citizens, Inc. (NYSE: CIA) reported Q2 2026 results for the quarter ended June 30, 2026. Total revenues fell to $60.4 million from $65.1 million, while net loss was $0.4 million versus $6.5 million net income a year earlier. Direct first-year premiums rose for a 15th straight quarter, and book value per Class A share increased to $4.64. The company reported $1.8 billion total assets and $17.0 million cash with no debt.
