$EXFY

Expensify, Inc.

alphai earnings readQ2 FY2026 · AUG 6Expensify announces Q2 2026 results, with revenue, net of $33.9 million and free cash flow of $6.4 million.Verdict: mixed

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Expensify (EXFY) Q2 2026 Earnings Call Transcript

Expensify (EXFY) reported Q2 2026 revenue of $33.9M, down 5% year over year, with paid members at 640,000, down 2%. Interchange revenue rose 12% to $5.9M. Free cash flow guidance for fiscal 2026 was raised to $12M to $14M. The company also repurchased 6.8M shares and said new revenue comes from the New Expensify platform.

Expensify Earnings Call Highlights Profitability Amid Transition

Expensify (EXFY) reported Q2 revenue of $33.9M and 640,000 average paid members. Operating cash flow was $8.4M and free cash flow $6.4M. GAAP net loss narrowed to $3.9M, while non-GAAP net income was $3.4M. The company raised 2026 free cash flow guidance to $12M-$14M and repurchased about 6.8M Class A shares.

Expensify: New Platform Revenue Surges Over 250% As AI Agents Connect With ChatGPT, Claude And Cursor

Expensify reported New Expensify net-new customer revenue rose more than 250% year over year to over $10 million in annual recurring revenue, exceeding 10,000 new accounts. Overall quarterly revenue fell 5% to $33.9 million. Expensify launched Expensify MCP connecting to ChatGPT, Claude and Cursor. Interchange revenue rose 12% to $5.9 million; free cash flow was $6.4 million. Expensify repurchased ~6.8M Class A shares.

EXFY sentiment & insider activity

Recent EXFY coverage spans earnings, technology and financial news.

What's driving EXFY

  • Raised FCF guidance and improving profitability metrics are likely to support near-term sentiment, while legacy revenue and paid-member churn remain key offsets.

    fool.com · Aug 13, 2026

  • Guidance raise plus improving cash flow and margins can support a near-term re-rating, but migration uncertainty and revenue pressure remain key downside risks.

    theglobeandmail.com · Aug 9, 2026

  • Expensify reported New Expensify net-new customer revenue rose more than 250% year over year to over $10 million in annual recurring revenue, exceeding 10,000 new accounts. Overall quarterly revenue fell 5% to $33.9 million. Expensify launched Expensify MCP connecting to ChatGPT, Claude and Cursor. Interchange revenue rose 12% to $5.9 million; free cash flow was $6.4 million. Expensify repurchased ~6.8M Class A shares.

    pulse2.com · Aug 8, 2026

  • The upgrade and cited growth inflection plus buyback activity can support near-term sentiment, but the article also notes an adjusted EPS miss.

    investing.com · Aug 7, 2026

  • The call provides fresh, decision-relevant operating metrics (ARR mix shift, FCF guidance raise) plus capital return details (tender and buybacks), supporting a bullish re-rating case if execution holds.

    finance.yahoo.com · Aug 7, 2026

alphai scores every news story that mentions EXFY with an AI model for sentiment and relevance, and aggregates insider trades from Expensify, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $EXFY

Score
$EXFYMedAI 9/10

Expensify (EXFY) Q2 2026 Earnings Call Transcript

Expensify (EXFY) reported Q2 2026 revenue of $33.9M, down 5% year over year, with paid members at 640,000, down 2%. Interchange revenue rose 12% to $5.9M. Free cash flow guidance for fiscal 2026 was raised to $12M to $14M. The company also repurchased 6.8M shares and said new revenue comes from the New Expensify platform.

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Expensify: New Platform Revenue Surges Over 250% As AI Agents Connect With ChatGPT, Claude And Cursor

Expensify reported New Expensify net-new customer revenue rose more than 250% year over year to over $10 million in annual recurring revenue, exceeding 10,000 new accounts. Overall quarterly revenue fell 5% to $33.9 million. Expensify launched Expensify MCP connecting to ChatGPT, Claude and Cursor. Interchange revenue rose 12% to $5.9 million; free cash flow was $6.4 million. Expensify repurchased ~6.8M Class A shares.

Citizens upgrades Expensify stock rating on growth outlook

Citizens upgraded Expensify Inc (NASDAQ:EXFY) to Market Outperform from Market Perform and set a $3.00 price target. The firm cited expectations for a return to growth after 13 quarters of contraction, plus Q2 2026 metrics including over $10M New Expensify ARR and 45,700 paid companies. Expensify reported $33.9M revenue, -$0.04 adjusted EPS, and raised its free cash flow outlook.

$EXFYHighAI 9/10

Expensify Inc (EXFY) (Q2 2026) Earnings Call Highlights: AI-Driven New Expensify Surges 250%

Expensify’s Q2 2026 earnings call said new Expensify ARR rose from about $7M at end of Q1 to about $12M at end of Q2, growing over 250% year over year. The company said over 56% of users are on new Expensify and virtually all incremental revenue comes from it. Full-year 2026 free cash flow guidance was raised to $12M-$14M. Q2 revenue was $33.9M and FCF $6.4M.

$EXFYMedAI 8/10

Expensify Announces Q2 2026 Results

Expensify, Inc. (Nasdaq: EXFY) reported Q2 2026 revenue of $33.9 million, down 5% year over year. Cash from operating activities was $8.4 million and free cash flow was $6.4 million. Net loss was $3.9 million. Interchange revenue from the Expensify Card rose 12% to $5.9 million. The company estimates FY2026 free cash flow of $12.0 million to $14.0 million and repurchased about 6.8 million shares at about a 7% reduction in shares outstanding.

Expensify, Inc. (EXFY): Results of Operations and Financial Condition

Expensify, Inc. (EXFY) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 EXPENSIFY ANNOUNCES Q2 2026 RESULTS Interchange revenue derived from the Expensify Card grew to $5.9 million, an increase of 12% as compared to the same period last year. SAN FRANCISCO, CAL.--(BUSINESS WIRE)--August 6, 2026-- Expensify, Inc. (Nasdaq: EXFY), the easie

Expensify Launches Corporate Card in Europe

Expensify, Inc. (Nasdaq: EXFY) said it launched its Expensify Visa Commercial Card in Europe, enabling UK and select EU businesses to issue cards with real-time spend visibility, policy controls, receipt matching, virtual cards, VAT support, and accounting integrations. The company cited a customer example of Pivot Bio cutting audit time by 90%.

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