$FGBI

First Guaranty Bancshares, Inc. (FGBI) filed an SEC Form 8-K — Results of Operations and Financial Condition. fgbi-20260731 0001408534 false 0001408534 2026-07-31 2026-07-31 0001408534 us-gaap:CommonStockMember 2026-07-31 2026-07-31 0001408534 us-gaap:NoncumulativePreferredStockMember 2026-07-31 2026-07-31 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K C

FactSet data cited by FactSet and Reuters shows about 74% to 78% of S&P 500 firms typically beat EPS estimates each quarter, with average surprises around 7% to 8%. In Q1 2026, 84% beat and aggregate EPS was 18.2% above consensus. The article lists 10 Q2 2026 EPS beat outliers, including FGBI, FMAO, NBN, FSUN, HAPN, AGYS, APLD, SANM, AMKR, and FFIV.

First Guaranty Bancshares reported Q2 2026 net income of $3.4 million, compared with a Q2 2025 net loss of $7.3 million. For the six months ended June 30, 2026, net income was $6.2 million versus a $13.5 million loss in 2025. At June 30, 2026, assets were $3.895B, loans $1.765B, and deposits $3.457B.

First Guaranty Bancshares, Inc. (FGBI) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 fgbi-ex991earningspressrel.htm EX-99.1 PRESS RELEASE Document EXHIBIT 99.1 JULY 27, 2026 NEWS FOR IMMEDIATE RELEASE CONTACT: ERIC J. DOSCH, CFO 985.375.0308 First Guaranty Bancshares, Inc. Announces Second Quarter 2026 Financial Results Hammond, Louisiana , July 27, 202

Smith Edgar R. III purchased 74,846 indirectly-held shares of First Guaranty Bancshares, Inc. (FGBI) at $10.61 ($0.79M total) on 2026-06-30.

First Guaranty Bancshares (FGBI) announced a quarterly cash dividend of $16.875 per share on its 6.75% Series A preferred stock, translating to $0.421875 per depositary share. This distribution will be paid on June 1, 2026, to shareholders of record as of May 15, 2026, signaling the company's consistent capital return policy. TipRanks' AI Analyst, Spark, rates FGBI as Neutral, noting concerns about 2025 profitability but favorable longer-term technical positioning and a reasonable P/E ratio.

First Guaranty Bancshares, Inc. (NASDAQ:FGBI) experienced a 14.4% increase in short interest in April, reaching 161,068 shares. This represents a days-to-cover ratio of 9.0 days based on average trading volume. Insiders have recently increased their holdings, while institutional investors have also adjusted their stakes in the company.

First Guaranty Bancshares Inc. (FGBI) announced a return to profitability in Q1 2026 with a net income of $2.7 million, reversing a prior year's loss, driven by reduced credit loss provisions and lower noninterest expenses. Despite narrowing net interest margin and a shift in asset composition, the company improved its capital ratios and successfully de-risked its balance sheet by reducing nonperforming assets. CEO Michael R. Mineer highlighted progress in strengthening earnings and advancing their business strategy.

First Guaranty Bancshares, Inc. has appointed Betsy K. Hood to its Board of Directors, leveraging her 25 years of experience in the retail automotive industry and strong community ties. Hood's appointment aims to strengthen the bank's local connections and community-focused profile. TipRanks' AI Analyst, Spark, rates FGBI as Neutral, citing concerns about 2025 profitability, cash flow, and technical indicators, though corporate events such as expected capital ratio improvement offer some offset.

First Guaranty Bancshares (FGBI) has appointed Betsy K. Hood to its Board of Directors, bringing over 25 years of experience in the retail automotive industry. Hood's extensive community leadership and regional ties are expected to strengthen the bank's local connections and community-focused profile. TipRanks' AI Analyst, Spark, rates FGBI as Neutral due to concerns about profitability and cash flow, mixed valuation, and soft technical indicators, despite some positive corporate events.