$IBCP

INDEPENDENT BANK CORP /MI/ (IBCP) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. ibcp-20260721 FALSE 0000039311 7/21/2026 4200 East Beltline Grand Rapids Michigan 0000039311 2026-07-21 2026-07-21 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Independent Bank (IBCP) held its Q2 2026 earnings call, citing loan growth of $105 million (9.8% annualized) and deposits of $4.9 billion at 6/30/2026. Total cost of funds fell 1 bp to 1.53%. Credit metrics included nonperforming loans of $32.8 million (74 bps). The bank completed its HCB Financial Corp acquisition on 7/1/2026, targeting a Nov. 9 system conversion.

INDEPENDENT BANK CORP /MI/ (IBCP) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 ibcp-20260723ex991.htm EX-99.1 Document Exhibit 99.1 N EWS R ELEASE Independent Bank Corporation 4200 East Beltline Grand Rapids, MI 49525 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Of

Independent Bank Corporation (NASDAQ: IBCP) said it has completed its acquisition of HCB Financial Corp., parent of Highpoint Community Bank, with Highpoint’s assets of about $597M. The merger has merged into Independent Bank; customers’ services will continue unchanged. Independent expects full system integration by Nov. 9, 2026.

Kimball Stefanie M (Executive Vice President) sold 1,400 shares of INDEPENDENT BANK CORP /MI/ (IBCP) at $34.42 on 2026-05-29.

The headline numbers for Independent Bank (IBCP) give insight into how the company performed in the quarter ended September 2025, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.