$IBCP

Independent Bank reported Q3 2026 earnings of $0.80 per share, down from $0.84 a year earlier. Net income was $17.9M, with adjusted net income at $20.6M. Net interest margin rose to 3.79%. The bank completed its acquisition of HCB Financial, adding Highpoint Community Bank. Loans and deposits grew, excluding Highpoint's contributions.

INDEPENDENT BANK CORP /MI/ (IBCP) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 N EWS R ELEASE Independent Bank Corporation 98 Ottawa Ave NW Grand Rapids, MI 49503 616.527.5820 For Release: Immediately Contact: William B. Kessel, President and CEO, 616.447.3933 Gavin A. Mohr, Chief Financial Officer, 616.447.3929 INDEPENDENT BANK CORPORATION REP

Independent Bank Corporation (IBCP) declared a quarterly cash dividend on its common stock. The company is a Michigan-based bank holding firm with assets of approximately $4.5 billion. It operates Independent Bank and Highpoint Community Bank.

Independent Bank reported Q3FY26 results with diluted EPS up 12% QoQ to $1.90. Net income was $89.7M, driven by loan and deposit growth. Loans rose $158M (3.5% annualized), deposits increased $230M (5.4% annualized). NIM was 3.89%, up 4bps QoQ. The company repurchased $57.4M in stock and expects modest Q4 growth. Independent Bank Corporation (NASDAQ: IBCP) will release Q3FY26 results on October 27, 2026.

Piper Sandler upgraded Alerus Financial (ALRS), Horizon Bancorp (HBNC), and Independent Bank (IBCP) to Overweight, citing growth prospects. First Busey (BUSE) and Equity Bancshares (EQBK) were downgraded to Neutral. Stocks rose 0.9% to 2.5% in midday trading.

Piper Sandler upgraded Independent Bank (IBCP) to Overweight with a $42 price target, citing its valuation and loan growth potential. The bank's Q2 2026 earnings beat estimates, with $0.90 EPS on $63.24M revenue, driven by net interest margin expansion and loan growth. The stock trades at a discount to peers and offers a 3.15% dividend yield.

Independent Bank Corporation (IBCP) announced it will release its Q3 2026 earnings on October 27, 2026. A conference call with executives will follow. The company has $6.3B in assets and operates 66 locations in Michigan. It is integrating Highpoint Community Bank, with completion expected November 9, 2026.

China's finance ministry will inject 360 billion yuan ($53.64 billion) into eight major banks and insurers, including Agricultural Bank of China (160 billion yuan) and Industrial & Commercial Bank of China (100 billion yuan), to support economic growth and strengthen the financial sector. The funding comes via special treasury bonds and aims to bolster capital buffers and encourage lending.

Eight Chinese financial enterprises, including ICBC and ABC, plan to raise 360 billion yuan (53.11 billion USD) to bolster core Tier 1 capital. ABC and ICBC will issue A-shares to designated investors, with proceeds used to strengthen financial stability and support the real economy. The moves align with China's efforts to enhance the capital base of major state-owned financial institutions.

INDEPENDENT BANK CORP /MI/ (IBCP) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. ibcp-20260721 FALSE 0000039311 7/21/2026 4200 East Beltline Grand Rapids Michigan 0000039311 2026-07-21 2026-07-21 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934