$NBTB

NBT BANCORP INC

0
1
0
$731K
Mahoney Ruth H
0%
Low

NBT Bancorp’s Q2 Earnings Call: Our Top 5 Analyst Questions

NBT Bancorp reported Q2 results with year-on-year growth but revenue of $187.2M missed estimates of $188.7M and adjusted EPS of $1.01 was slightly below $1.02, according to the company and analyst forecasts. Management cited loan growth, net interest margin expansion, and benefits from the Evans Bancorp integration. Key analyst questions covered loan growth, deposit costs, NIM outlook, and potential M&A.

Mahoney Ruth H sold $244K of NBTB

Mahoney Ruth H (EVP/President of Wealth Mgmt) sold 4,500 shares of NBT BANCORP INC (NBTB) at $54.30 ($0.24M total) on 2026-07-29.

Halliday Sarah A sold $486K of NBTB

Halliday Sarah A (EVP/Chief Comm Innovation Off) sold 9,000 shares of NBT BANCORP INC (NBTB) at $54.04 ($0.49M total) on 2026-07-29.

NBTB sentiment & insider activity

Over the past 7 days, alphai's AI scored 1 news story mentioning NBTB (NBT BANCORP INC). Coverage has been balanced: 0 bullish, 1 neutral, and 0 bearish.

Recent NBTB coverage spans earnings and insider activity.

In the last 30 days, NBTB insiders filed 2 SEC Form 4 transactions — no purchases and 2 sales ($731K). The most active reporter was Mahoney Ruth H, EVP/President of Wealth Mgmt, with 1 filing.

What's driving NBTB

  • Slight earnings miss with management emphasizing loan growth and NIM expansion, plus ongoing deposit-cost discipline and integration benefits.

    financialcontent.com · Aug 3, 2026

  • This is a routine insider open-market sale under a Form 4, with no 10b5-1 plan cited.

    SEC EDGAR · Jul 30, 2026

  • This is an insider open-market sale under a Form 4, with no 10b5-1 plan stated, but it does not disclose new company fundamentals.

    SEC EDGAR · Jul 30, 2026

  • The call provides fresh operating metrics (NIM, cost of funds) and forward-looking expense and NIM direction, which can shift near-term rate and earnings expectations.

    yahoo.com · Jul 29, 2026

  • Earnings beat versus prior-year quarter and a dividend increase support a constructive near-term bias, with NIM expansion as the key driver.

    vermontbiz.com · Jul 29, 2026

alphai scores every news story that mentions NBTB with an AI model for sentiment and relevance, and aggregates insider trades from NBT BANCORP INC's SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $NBTB

Score

NBT Bancorp’s Q2 Earnings Call: Our Top 5 Analyst Questions

NBT Bancorp reported Q2 results with year-on-year growth but revenue of $187.2M missed estimates of $188.7M and adjusted EPS of $1.01 was slightly below $1.02, according to the company and analyst forecasts. Management cited loan growth, net interest margin expansion, and benefits from the Evans Bancorp integration. Key analyst questions covered loan growth, deposit costs, NIM outlook, and potential M&A.

$NBTBMed

NBT Bancorp Inc. Q2 2026 Earnings Call Summary

NBT Bancorp reported Q2 2026 earnings growth, citing net interest margin expansion to 3.73% and loan growth aided by recovery from prior weather delays and fewer commercial real estate payoffs. Noninterest income was 27% of total revenues. The bank raised its quarterly dividend to $0.40 per share and repurchased 318,000 shares in the first half. NBT expects modest NIM improvement and 2.5% to 3% operating expense growth.

$NBTBMedAI 8/10

NBT reports 2Q2026 earnings and increased dividend

NBT Bancorp (NASDAQ: NBTB) reported 2Q2026 net income of $53.0 million, or $1.02 per diluted share, versus $22.5 million, or $0.44 per share, in 2Q2025. Diluted EPS rose from $0.98 in 1Q2026. The company increased its quarterly cash dividend to $0.40 per share and reported NIM of 3.73% and loans of $11.87 billion at June 30, 2026.

$NBTBLow

NBT Bancorp Inc (NBTB) Q2 2026 Earnings Call Highlights: Strong Earnings Growth

NBT Bancorp’s Q2 2026 earnings call covered loan and deposit momentum. Management said second-quarter net new loan growth was strong across CRE, C&I, and indirect auto, though matching it in H2 may be harder. CFO Annette Burns expected stable to slightly positive NIM expansion. CEO Scott Kingsley discussed deposit conversion via treasury management, a Micron-related project in early construction, and M&A interest in $1B to $3B banks.

$NBTBMed

NBT BANCORP INC (NBTB): Results of Operations and Financial Condition

NBT BANCORP INC (NBTB) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 ef20078819_ex99-1.htm EXHIBIT 99.1 Exhibit 99.1 FOR IMMEDIATE RELEASE ATTENTION: FINANCIAL AND BUSINESS EDITORS Contact: Scott A. Kingsley, President and CEO Annette L. Burns, Executive Vice President and CFO NBT Bancorp Inc. 52 South Broad Street Norwich, NY 13815 607-

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