$TRU

TransUnion

1
2
0
$2.2M
Skinner Todd C.
100%

More Americans Have Access to Credit While Debt Growth Has Moderated

TransUnion (NYSE: TRU) said its Q2 2026 Credit Industry Insights Report shows consumer credit access expanding. About 261.7 million consumers carried balances and total outstanding balances rose to $18.6 trillion (+2.8% YoY). Balance-level delinquency is largely flat at 1.98% (Q2 2026). Bankcard balances rose 4.4% YoY to $1.14 trillion; 90+ DPD was 2.26%.

The Bull Case For TransUnion (TRU) Could Change Following Upgraded 2026 Guidance And Profitability Outlook - Learn Why

TransUnion (TRU) reported higher Q2 2026 results, with revenue of $1,309.6 million and net income of $143.4 million, and upgraded full-year 2026 guidance. The company projected FY2026 revenue of $5,127 million to $5,162 million and net income of $807 million to $821 million, plus updated Q3 outlook and ongoing buybacks. Key investor focus is profitability improvement versus data/privacy and cyber risks.

TRU sentiment & insider activity

Over the past 7 days, alphai's AI scored 3 news stories mentioning TRU (TransUnion). Coverage has skewed bullish: 1 bullish, 2 neutral, and 0 bearish.

Recent TRU coverage spans earnings, corporate actions and sector analysis.

In the last 30 days, TRU insiders filed 3 SEC Form 4 transactions — no purchases and 3 sales ($2.2M). The most active reporter was Skinner Todd C., President, International, with 1 filing. 100% of activity was filed under pre-arranged Rule 10b5-1 plans.

What's driving TRU

  • A routine quarterly dividend declaration that can modestly support income-focused demand but is unlikely to change fundamentals materially.

    marketscreener.com · Aug 6, 2026

  • The article is a new industry-data release from TRU, but it is not a direct earnings or guidance catalyst for the stock.

    sina.com.hk · Aug 6, 2026

  • Upgraded 2026 guidance and buyback progress improve near-term earnings visibility, but the article flags privacy and cyber-risk as key downside variables.

    simplywall.st · Aug 4, 2026

  • Analyst coverage is supportive for TRU, with multiple bullish target references that can influence positioning.

    theglobeandmail.com · Aug 1, 2026

  • Approval of capital-raising measures is a near-term catalyst, but the lack of disclosed final terms and pending vote results limits immediate conviction.

    tradingview.com · Jul 31, 2026

alphai scores every news story that mentions TRU with an AI model for sentiment and relevance, and aggregates insider trades from TransUnion's SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $TRU

Score
$TRULow

More Americans Have Access to Credit While Debt Growth Has Moderated

TransUnion (NYSE: TRU) said its Q2 2026 Credit Industry Insights Report shows consumer credit access expanding. About 261.7 million consumers carried balances and total outstanding balances rose to $18.6 trillion (+2.8% YoY). Balance-level delinquency is largely flat at 1.98% (Q2 2026). Bankcard balances rose 4.4% YoY to $1.14 trillion; 90+ DPD was 2.26%.

The Bull Case For TransUnion (TRU) Could Change Following Upgraded 2026 Guidance And Profitability Outlook - Learn Why

TransUnion (TRU) reported higher Q2 2026 results, with revenue of $1,309.6 million and net income of $143.4 million, and upgraded full-year 2026 guidance. The company projected FY2026 revenue of $5,127 million to $5,162 million and net income of $807 million to $821 million, plus updated Q3 outlook and ongoing buybacks. Key investor focus is profitability improvement versus data/privacy and cyber risks.

TRU: Shareholders approved key capital raising measures and director incentives, with voting results pending

Less than 1 min read The meeting focused on approving a recent capital raise, including share placements, rights issues, and director incentives. All eight resolutions were discussed with no questions from shareholders, and voting results were to be announced post-meeting. Based on TruScreen Group Ltd. [TRU] EGM 2026 Audio Transcript — Jul. 31 2026 Disclaimer This is an AI-generated summary and may contain inaccuracies. Please verify any important information with the original source.

$TRUMedAI 8/10

TransUnion Q2 2026 Earnings Call Summary

TransUnion reported 10% organic constant-currency revenue growth in Q2 2026 and said U.S. Financial Services rose 9% CAGR excluding mortgage, driven by share gains. It said 60% of U.S. match activity and 30% of online customers are on OneTru. Full-year 2026 adjusted diluted EPS guidance was raised to 11% to 12% growth, with margin expansion of 50 to 70 bps.

TransUnion (NYSE:TRU) Posts Better

TransUnion (NYSE:TRU) reported Q2 CY2026 revenue of $1.31B, up 14.9% year on year and 1.8% above Wall Street estimates, and non-GAAP EPS of $1.23, up from $1.08 and 6.9% above consensus. Next-quarter revenue guidance was $1.30B, 0.6% below estimates. The stock was about $76.96 after results.

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