UNITED BANCORP INC /OH/
United Bancorp is an Ohio bank holding company headquartered in Martins Ferry, Ohio. It operates through its wholly owned subsidiary, Unified Bank, an Ohio-chartered commercial bank, and conducts one line of business: banking. Unified serves commercial and retail customers in counties across northeastern, eastern, southeastern and south central Ohio, as well as Ohio and Marshall counties in West Virginia. Its services include accepting demand, savings and time deposits and making commercial, real estate and consumer loans. Unified operates through its main office and a stand-alone operations center in Martins Ferry, Ohio, and eighteen branches. It makes money through banking activities, including interest earned on loans and other interest-earning assets and fees collected on loans. At December 31, 2025, Unified has 125 full-time employees and 8 part-time employees.
No SEC Form 4 filings for $UBCP in the last 30 days.
See all $UBCP insider activity →United Bancorp reported 3Q 2026 revenue of $9.3M, up 15.2% YoY, with net income declining 27.4% YoY to $1.4M due to a $2.2M increase in credit loss provisions. Net interest income rose 4.0% YoY, supported by higher yields and asset growth. Noninterest income increased by $955,000 YoY, driven by securities gains and insurance earnings.
UNITED BANCORP INC /OH/ (UBCP) filed an SEC Form 8-K — Results of Operations and Financial Condition. EXHIBIT 99 PRESS RELEASE United Bancorp, Inc. 201 South 4th at Hickory Street, Martins Ferry, OH 43935 Contacts: Scott A. Everson Randall M. Greenwood Chairman, President and CEO Senior Vice President, CFO and Treasurer (740) 633-0445, ext. 6154 (740) 633-0445, ext. 6181 ceo@unit
United Bancorp (UBCP) reported Q3 2026 earnings of $0.25 per share, down from prior periods due to a $2.95M commercial credit charge-off. Nine-month earnings were $0.94 per share. Excluding this event, PPNR increased $1.39M YoY. Assets grew 5.5% YoY to $923.2M, with deposits up 12%. Net interest income rose 4.8% YoY, and credit quality improved.
Over the past 7 days, AlphAI's AI scored 2 news stories mentioning UBCP (UNITED BANCORP INC /OH/). Coverage has skewed bearish: 0 bullish, 0 neutral, and 2 bearish.
Recent UBCP coverage spans earnings and insider activity.
Earnings miss driven by higher credit losses suggests near-term downside.
Earnings miss and sizable charge-off suggest near-term downside pressure.
Earnings miss and charge‑off likely pressure the stock short‑term.
The filing discloses a modest earnings beat versus prior year alongside improving net interest income and margin, but with rising nonaccruals year over year.
Earnings beat on EPS and net income, with improving net interest income and margin, but credit metrics worsened YoY due to one nonaccrual relationship.
AlphAI scores every news story that mentions UBCP with an AI model for sentiment and relevance, and aggregates insider trades from UNITED BANCORP INC /OH/'s SEC EDGAR Form 4 filings. Figures refresh continuously.
United Bancorp reported 3Q 2026 revenue of $9.3M, up 15.2% YoY, with net income declining 27.4% YoY to $1.4M due to a $2.2M increase in credit loss provisions. Net interest income rose 4.0% YoY, supported by higher yields and asset growth. Noninterest income increased by $955,000 YoY, driven by securities gains and insurance earnings.
UNITED BANCORP INC /OH/ (UBCP) filed an SEC Form 8-K — Results of Operations and Financial Condition. EXHIBIT 99 PRESS RELEASE United Bancorp, Inc. 201 South 4th at Hickory Street, Martins Ferry, OH 43935 Contacts: Scott A. Everson Randall M. Greenwood Chairman, President and CEO Senior Vice President, CFO and Treasurer (740) 633-0445, ext. 6154 (740) 633-0445, ext. 6181 ceo@unit
United Bancorp (UBCP) reported Q3 2026 earnings of $0.25 per share, down from prior periods due to a $2.95M commercial credit charge-off. Nine-month earnings were $0.94 per share. Excluding this event, PPNR increased $1.39M YoY. Assets grew 5.5% YoY to $923.2M, with deposits up 12%. Net interest income rose 4.8% YoY, and credit quality improved.
UNITED BANCORP INC /OH/ (UBCP) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99 2 tm2621220d1_ex-99.htm EXHIBIT 99 EXHIBIT 99 PRESS RELEASE United Bancorp, Inc. 201 South 4th at Hickory Street, Martins Ferry, OH 43935 Contacts: Scott A. Everson Randall M. Greenwood Chairman, President and CEO Senior Vice President, CFO and Treasurer (740) 633-0445, ext
United Bancorp, Inc. (NASDAQ:UBCP) reported diluted EPS of $0.36 and net income of $2.095M for Q2 2026 ended June 30, up year over year. For six months, diluted EPS was $0.69 and net income $4.006M. Total assets rose to $878.0M, deposits to $686.9M, and net interest margin to 3.82%. Nonaccrual loans were $6.9M.
GREENWOOD RANDALL M (SR VP CFO and Treasurer) purchased 1,034 shares of UNITED BANCORP INC /OH/ (UBCP) at $14.93 on 2026-05-27.
Ball Erin S purchased 632 shares of UNITED BANCORP INC /OH/ (UBCP) at $14.93 on 2026-05-27.
Clark Jonathan CHASE purchased 1,511 shares of UNITED BANCORP INC /OH/ (UBCP) at $14.93 on 2026-05-27.
HOOPINGARNER JOHN M purchased 931 shares of UNITED BANCORP INC /OH/ (UBCP) at $14.93 on 2026-05-27.
Branstetter Matthew Fredrick (Chief Operating Officer) purchased 380 shares of UNITED BANCORP INC /OH/ (UBCP) at $14.93 on 2026-05-27.
