PayPal posts Q3 2026 earnings beat and lifts full‑year non‑GAAP EPS guidance

PayPal reported third‑quarter 2026 revenue of $8.6 billion, up 2% year‑over‑year on a reported basis, and non‑GAAP earnings per share of $1.45, an 8% increase. Total payment volume rose 6% to $487.1 billion and active accounts grew 0.6% to 440 million. The company raised its full‑year 2026 non‑GAAP EPS guidance to $5.60 per share (up from $5.38) and announced a $0.14 per share dividend.

The higher full‑year non‑GAAP EPS guidance signals stronger profitability expectations for 2026, which may support the stock’s valuation. The newly declared dividend adds a modest cash return for shareholders.

  • 1Revenue was $8.6 billion, a 2% increase on a reported basis (1% FX‑neutral).
  • 2Transaction margin dollars were $4.0 billion, up 2% on a reported basis.
  • 3Non‑GAAP EPS was $1.45, an 8% increase on a reported basis.
  • 4Total payment volume reached $487.1 billion, up 6% on a reported basis (7% FX‑neutral).
  • 5Active accounts increased 0.6% to 440 million on a reported basis.
  • 6Full‑year 2026 non‑GAAP EPS guidance was raised to $5.60 per share, up from $5.38.

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