SoFi reports record Q3 2026 results and raises full‑year guidance
SoFi Technologies posted third‑quarter 2026 adjusted net revenue of $1.4 billion, a 44 % year‑over‑year increase, and adjusted EBITDA of $470 million, up 70 %. Adjusted net income rose to $243 million and diluted non‑GAAP EPS was $0.18. The company added a record 1.2 million members, bringing total members to 17.1 million (up 35 %), and 2.2 million new products for a total of 26.7 million products (up 44 %). It lifted its 2026 revenue outlook to $5.04 billion and EPS to $0.61, and issued a 2027 outlook of $6.4 billion revenue and $0.90 EPS.
Why it matters
The raised 2026 guidance exceeds analyst consensus, indicating higher future revenue and earnings potential for shareholders. The outlook suggests continued strong loan originations and member growth, which could support a higher valuation.
Key facts
- 1Adjusted net revenue was $1.4 billion, up 44 % YoY. sec.gov
- 2Adjusted EBITDA was $470 million, up 70 % YoY. sec.gov
- 3Adjusted net income was $243 million. sec.gov
- 4Diluted non‑GAAP EPS was $0.18. sec.gov
- 5Members grew 35 % YoY to a record 17.1 million. sec.gov
- 6Products grew 44 % YoY to a record 26.7 million. sec.gov
Summary written by AlphAI AI Desk from 20 of 66 sources. Not investment advice. Figures are as stated by the linked sources.