$SOFI

SoFi Technologies (SOFI) has launched small-business loans, targeting underserved entrepreneurs with competitive rates and fast funding. The company is originating loans through its Loan Platform Business, with partnerships providing $3 billion in capacity. In Q2 2026, the platform generated $143.3 million in adjusted net revenues. SoFi expects SMB lending to drive fee income and potentially net interest income. Total loan originations reached a record $14.8 billion, up 69% YoY.

SoFi Technologies reported record Q2 2026 revenue of $1.20b and net income of $156.6m, with a net margin of 13.0%. Despite strong results, shares fell 44.0% over the past year. Analysts had differing views on its valuation, with bullish estimates targeting $30 and cautious estimates at $21.28. The stock now trades at $15.76, with debates ongoing about its growth quality and market positioning.

Stablecoin settlement volume grew significantly in September 2026, with $1.2B spent on stablecoin-linked cards. SoFi and Mastercard launched SoFiUSD for card settlements, migrating $25B annualized volume. Visa's stablecoin settlement reached $20B annualized, a 15x increase. Stripe expanded stablecoin card programs to 100+ countries. Solana launched a DvP standard for faster, cheaper settlements.

SoFi Technologies (SOFI) shares are down 39% year-to-date, but the company added 2.2 million products in Q2. Analysts expect 2027 EPS of $0.8240, up 39% from 2026. The consensus price target is $20.35, implying 27% upside. SoFi has beaten EPS and revenue estimates for six straight quarters. Management guidance calls for 38% to 42% annual EPS growth through 2028.

TD Cowen maintained a 'Hold' rating for SoFi Technologies (SOFI) but lowered its price target to $17.50 from $18.00. The stock is trading at a 4.7% premium to its GF Value™ of $15.27, according to GuruFocus. Insider activity shows $890,716 in sales over the past three months. The company has a market cap of $20.65 billion and offers various digital financial services.

SoFi (SOFI) reported 40% revenue growth to $1.2B in Q2, with net income up 61% to $156.6M. Deposits reached $45.5B, reducing funding costs. Fee-based revenue was $472.3M, 39% of total. The company launched stablecoin settlement with Mastercard. Lending segment revenue grew 63% to $724.8M. Analysts debate its 26.52x forward P/E premium over the sector's 11x.

SoFi Technologies (SOFI) stock fell 12% in September due to rising bond yields, high interest rates, and market volatility. Despite strong Q2 performance with 1.1M new customers, 40% revenue growth, and EPS of $0.12, the company faces challenges in its Tech Platform segment and broader bank stock declines.

SoFi Technologies (SOFI) has fallen over 40% in 2026 due to inflation, Fed rate hikes, and reinvestment plans. Northwise Project highlights growth in its loan platform, with Q2 personal loan originations up 53% YoY to $10.7B. The firm notes SoFi's flexibility in loan retention or distribution. Additionally, SoFi's 'everything app' strategy shows potential, with existing members driving 51% of new products in Q2.

SoFi reported Q2 adjusted net revenue of $1.2B, up 40% YoY, with lending growing faster than non-lending businesses. Non-lending revenue was 46% of total, down from 57% in 2025. The company added 1.1M members, bringing total to 15.8M. Fee-based revenue reached $472M, 39% of total. Management aims for fee-based revenue to exceed 50% long-term, reducing lending dependence.

Global Market Insights projects the e-brokerage market to grow from $14.1B in 2024 to $34.6B by 2034, driven by retail investors. Companies like Webull (BULL), Robinhood (HOOD), SoFi (SOFI), and Schwab (SCHW) report increased trading volumes and revenue growth. Stock Preachers and Quote Daddy offer free market data and analysis tools.