$CACC

Watson Jill Foss sold $920K of CACC (indirect holdings)

Watson Jill Foss sold 1,436 indirectly-held shares of CREDIT ACCEPTANCE CORP (CACC) at an average of $640.52 ($640.15–$642.08, $0.92M total) across 3 trades on 2026-07-16.

Original reporting
SEC EDGAR · Watson Jill Foss
Published Jul 20, 2026, 9:02 PM UTC
Analysis
alphai AI DeskAI-generated
Added to alphai Jul 20, 2026, 9:05 PM UTC. Informational, not investment advice.
How this was made
alphai summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
alphai market briefInsider activity
Primary signal
$CACC
Neutral
medium confidence
Mentioned
$CACC
Relevance
5/10
alphai data visualization · based on SEC EDGAR
Decision brief

The 30-second read

$CACCNeutralLow
01

Why it matters

The newest concrete fact is the disclosed open-market sale of 1,436 shares at roughly $640.5 weighted average, totaling about $919,788, leaving 47,910 shares.

02

Market read

Traders may monitor for follow-on insider activity, but there is no new company performance, guidance, or deal information in the text.

03

What to watch

The filing states no pre-arranged 10b5-1 plan, but it does not provide intent or whether other holdings were adjusted; repeated filings would matter more than a single sale.

Relevance 5/10Novelty 5/10Timing: filed after-hours on 2026-07-20, covering a sale dated 2026-07-16

Background

The article is an SEC Form 4 insider transaction for Credit Acceptance Corp, reported by Watson Jill Foss as a 10% owner with indirect holdings.

Company-level read

Ticker impact

$CACCNeutralMedium confidence
Context

CACC is the issuer of the Form 4 showing Watson Jill Foss sold about $919.8K of shares via an indirect open-market sale.

Expected impact

Likely limited near-term price impact; any effect is sentiment-driven and typically fades unless repeated or paired with other disclosures.

Evidence & confidence

The filing is a primary SEC Form 4 disclosure, but it is a routine sale with no accompanying company-specific operational or guidance information.

Market effects

No sector-level implications; this is company-specific insider transaction disclosure.

None indicated.

None indicated.

Counterpoint

Insider sales can be driven by diversification, taxes, or pre-existing personal liquidity needs, so the signal may be weak.

Key entities

  • Credit Acceptance Corp

    Company whose shares were sold in the reported Form 4 insider transaction.

  • Watson Jill Foss

    10% owner reporting an indirect open-market sale of CACC shares.

Related articles

$CACCMed

CACC Q2 Earnings Beat as Expenses & Provisions Decline, Revenues Rise

Credit Acceptance Corporation (CACC) reported Q2 2026 adjusted EPS of $12.12, above the Zacks Consensus of $11.46. Bottom line rose 20.6% y/y. Net income was $135.9 million, or $12.66/share. GAAP revenue increased 0.6% to $587.4 million, while credit loss provisions fell 7.8% to $159.2 million and operating expenses declined 13.8% to $134.1 million.

$CACCMed

CREDIT ACCEPTANCE CORP (CACC): Results of Operations and Financial Condition

CREDIT ACCEPTANCE CORP (CACC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 caccq22026earningsrelease.htm EX-99.1 Document CREDIT ACCEPTANCE ANNOUNCES SECOND QUARTER 2026 RESULTS Southfield, Michigan – August 4, 2026 – Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today an

$CACCMed

Credit Acceptance Corporation: Credit Acceptance Announces Leadership Changes to Advance Digital-First Strategy

Credit Acceptance Corporation (Nasdaq: CACC) announced leadership changes to support its digital-first strategy. Siddharth Lal will join as Chief Marketing Officer, overseeing Marketing and Product. The company plans to name a new Chief Technology Officer in late August. Andrew Rostami and Ravi Mohan will step down Aug. 14. Board director Kenneth Booth will retire July 21.

$CACCLow

Credit Acceptance Announces Appointment of Joe Billante as Chief Financial Officer; Jay Martin to Retire After More Than Two Decades of Service

Credit Acceptance Corp. (Nasdaq: CACC) said it appointed Joe Billante as CFO effective July 27, 2026, succeeding Jay Martin, who will retire that day after 23 years. Billante most recently was CFO of Barracuda Networks and previously held finance roles at eBay and General Electric, the company said. Martin will participate in Q2 earnings and stay engaged through Aug. 31.