CREDIT ACCEPTANCE CORP
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No SEC Form 4 filings for $CACC in the last 30 days.
See all $CACC insider activity →Credit Acceptance (CACC) shares fell after reporting $415M in revenue, missing estimates by 12%. TD Cowen cut its price target, and insider share sales added to negative sentiment. The company maintains strong cash flow and dealer network, but faces regulatory risks and repayment uncertainties.
Nubank (up 15.4%), Credit Acceptance (down 6.8%), Bread Financial (down 1.3%), and Affirm (up 4.4%) reported Q2 earnings. Nubank and Affirm beat estimates, while Credit Acceptance missed. Bread Financial met expectations. Current prices: Nubank $16.07, Credit Acceptance $547.60, Bread Financial $100.56, Affirm $80.91.
State attorneys general announced a $694M settlement with Credit Acceptance Corporation (CAC) for alleged consumer protection violations. Other actions include blocking federal database access, preventing SNAP benefit terminations, opposing a CMS rule, and addressing counterfeit drug imports. Settlements were also reached with Payless Used Car Sales in Alaska and JSC Transportation in Massachusetts.
Over the past 7 days, AlphAI's AI scored 3 news stories mentioning CACC (CREDIT ACCEPTANCE CORP). Coverage has skewed bearish: 0 bullish, 0 neutral, and 3 bearish.
Recent CACC coverage spans earnings, regulation and corporate actions.
The earnings miss and insider sell likely drive short-term downside pressure.
Negative earnings surprise likely pressures the stock.
The settlement imposes significant financial liability and operational restrictions on CACC, likely pressuring its share price.
No new catalyst; price likely unchanged.
The disclosed share sale may dilute existing shareholders and put downward pressure on the stock.
AlphAI scores every news story that mentions CACC with an AI model for sentiment and relevance, and aggregates insider trades from CREDIT ACCEPTANCE CORP's SEC EDGAR Form 4 filings. Figures refresh continuously.
Credit Acceptance (CACC) shares fell after reporting $415M in revenue, missing estimates by 12%. TD Cowen cut its price target, and insider share sales added to negative sentiment. The company maintains strong cash flow and dealer network, but faces regulatory risks and repayment uncertainties.
1 min readNubank (up 15.4%), Credit Acceptance (down 6.8%), Bread Financial (down 1.3%), and Affirm (up 4.4%) reported Q2 earnings. Nubank and Affirm beat estimates, while Credit Acceptance missed. Bread Financial met expectations. Current prices: Nubank $16.07, Credit Acceptance $547.60, Bread Financial $100.56, Affirm $80.91.
2 min readState attorneys general announced a $694M settlement with Credit Acceptance Corporation (CAC) for alleged consumer protection violations. Other actions include blocking federal database access, preventing SNAP benefit terminations, opposing a CMS rule, and addressing counterfeit drug imports. Settlements were also reached with Payless Used Car Sales in Alaska and JSC Transportation in Massachusetts.
2 min readNelnet (NYSE:NNI) reported Q2 revenue of $358.7M, down 30.5% YoY, missing estimates. FirstCash (NASDAQ:FCFS) reported $1.07B revenue, up 29.4% YoY, beating estimates. Visa (NYSE:V) reported $11.63B revenue, up 14.4% YoY, also beating estimates. Stocks reacted accordingly post-earnings.
2 min readCredit Acceptance Corp (CACC) announced a Rule 144 notice for the sale of 15,000 common shares by Eidolon Corvid 2024 Trust, valued at $8.03M. UBS Financial Services Inc. is the broker, with an approximate sale date of October 6, 2026. The sale will be aggregated with other sales by trustees Todd Watson and Jill Foss Watson, a 10% holder.
1 min readTD Cowen maintained a Hold rating for Credit Acceptance (CACC) but lowered its price target from $600 to $590. GuruFocus values CACC at $614.73, suggesting a 13.4% undervaluation. Insiders have sold $919,787 worth of shares in the past three months. CACC has a GF Score of 83/100, with strong profitability and valuation but weaker financial strength.
2 min readUtah and 39 other states settled with Credit Acceptance Corporation for $700 million, alleging predatory lending. The company will pay $178,000 in restitution to 124 Utahns, plus debt relief and consumer protections. The company denies wrongdoing.
1 min readCredit Acceptance Corporation settled with 40 states, including Utah, for $700M over predatory auto loans. 124 Utahns will receive $178K in restitution, plus $1M in debt relief and $527K for those who kept vehicles. The company denies wrongdoing but agreed to new safeguards.
2 min readCredit Acceptance Corporation will cancel $634M in auto debt for 55,000+ borrowers under a proposed consent order. The deal resolves a lawsuit by NY AG and CFPB, addressing high interest rates and repossession practices. Eligible loans meet specific criteria, including origination dates, credit scores, and payment-to-income ratios. The order also imposes new lending rules for the company, including price caps and add-on product disclosures.
3 min readCredit Acceptance Corporation will pay $694 million to settle claims of predatory lending practices. The settlement includes cash payments and debt forgiveness for borrowers, with $60 million going directly to consumers and $634 million as debt relief. The company must also pay $15 million to states. The settlement resolves allegations that the company approved high-risk loans with a high chance of default, targeting low-income borrowers.
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