CREDIT ACCEPTANCE CORP
No SEC Form 4 filings for $CACC in the last 30 days.
See all $CACC insider activity →Credit Acceptance (CACC) reported Q2 2026 GAAP net income of $135.9M, up 71% YoY, and adjusted net income of $130.1M, up 10%. Consumer loan assignments were 84,615 (-1% YoY) while active dealers rose to 11,004 (+3.3%). Liquidity was $1.4B and it repurchased $141.4M of shares. Prepayments slowed forecasted cash timing.
Credit Acceptance (CACC) reported Q2 2026 GAAP net income of $135.9 million, up 71% year over year, and adjusted net income of $130.1 million, up 10%. Liquidity was $1.4 billion. Active dealers rose to 11,004, and July unit volume grew over 20% year over year. The company also reported $141.4 million in share repurchases.
Credit Acceptance (CACC) reported Q2 revenue of $415M versus $471.8M estimates, with adjusted EPS of $12.12 versus $11.85. Management attributed margin expansion (operating margin 40.6% vs 28.9% a year earlier) to pricing, segmentation, and efficiency changes. Analysts asked about collections forecast reductions, prepayment headwinds, yields, unit volume drivers, and management continuity.
Over the past 7 days, alphai's AI scored 3 news stories mentioning CACC (CREDIT ACCEPTANCE CORP). Coverage has skewed bullish: 2 bullish, 1 neutral, and 0 bearish.
Recent CACC coverage spans earnings, corporate actions and financial news.
Results show improving profitability and operating efficiency, but slower prepayment timing and modest 2025-vintage underperformance add cash-flow risk.
Results show strong profitability and improving operating metrics, but prepayment timing risk could pressure near-term cash-flow expectations.
The call highlights improving profitability and unit volumes, but also ongoing prepayment headwinds and a modest collections forecast reduction that could affect portfolio stability.
Beat driven by lower provisions and operating expenses, with modest revenue growth and a large buyback, supporting near-term sentiment.
Q2 profitability and capital return were strong, while forecasted net cash flows declined slightly, suggesting stable but watchful credit performance.
alphai scores every news story that mentions CACC with an AI model for sentiment and relevance, and aggregates insider trades from CREDIT ACCEPTANCE CORP's SEC EDGAR Form 4 filings. Figures refresh continuously.
Credit Acceptance (CACC) reported Q2 2026 GAAP net income of $135.9M, up 71% YoY, and adjusted net income of $130.1M, up 10%. Consumer loan assignments were 84,615 (-1% YoY) while active dealers rose to 11,004 (+3.3%). Liquidity was $1.4B and it repurchased $141.4M of shares. Prepayments slowed forecasted cash timing.
7 min readCredit Acceptance (CACC) reported Q2 2026 GAAP net income of $135.9 million, up 71% year over year, and adjusted net income of $130.1 million, up 10%. Liquidity was $1.4 billion. Active dealers rose to 11,004, and July unit volume grew over 20% year over year. The company also reported $141.4 million in share repurchases.
6 min readCredit Acceptance (CACC) reported Q2 revenue of $415M versus $471.8M estimates, with adjusted EPS of $12.12 versus $11.85. Management attributed margin expansion (operating margin 40.6% vs 28.9% a year earlier) to pricing, segmentation, and efficiency changes. Analysts asked about collections forecast reductions, prepayment headwinds, yields, unit volume drivers, and management continuity.
6 min readCredit Acceptance Corporation (CACC) reported Q2 2026 adjusted EPS of $12.12, above the Zacks Consensus of $11.46. Bottom line rose 20.6% y/y. Net income was $135.9 million, or $12.66/share. GAAP revenue increased 0.6% to $587.4 million, while credit loss provisions fell 7.8% to $159.2 million and operating expenses declined 13.8% to $134.1 million.
3 min readCREDIT ACCEPTANCE CORP (CACC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 caccq22026earningsrelease.htm EX-99.1 Document CREDIT ACCEPTANCE ANNOUNCES SECOND QUARTER 2026 RESULTS Southfield, Michigan – August 4, 2026 – Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today an
6 min readCredit Acceptance (NASDAQ: CACC) is set to report Q2 earnings Tuesday after the bell. Last quarter, it posted $406M revenue, up 1.4% YoY, but missed analysts’ EBITDA estimates. For Q2, analysts expect revenue up 15.6% YoY. The article cites CACC’s $628.33 average price target versus $568.91 shares.
4 min readCredit Acceptance Corporation (Nasdaq: CACC) announced leadership changes to support its digital-first strategy. Siddharth Lal will join as Chief Marketing Officer, overseeing Marketing and Product. The company plans to name a new Chief Technology Officer in late August. Andrew Rostami and Ravi Mohan will step down Aug. 14. Board director Kenneth Booth will retire July 21.
4 min readCREDIT ACCEPTANCE CORP (CACC) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. cacc-20260720 0000885550 false 0000885550 2026-07-20 2026-07-20 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): J
2 min readCREDIT ACCEPTANCE CORP (CACC) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. cacc-20260721 0000885550 false 0000885550 2026-07-21 2026-07-21 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): J
2 min readWatson Jill Foss sold 1,436 indirectly-held shares of CREDIT ACCEPTANCE CORP (CACC) at an average of $640.52 ($640.15–$642.08, $0.92M total) across 3 trades on 2026-07-16.
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