$EFX

Equifax posts Q3 revenue $1.693B, adjusted diluted EPS $2.26; net income $211.7M

Equifax reported Q3 2026 revenue of $1.693B, up 10% YoY, and net income of $211.7M. Adjusted diluted EPS was $2.26. The company lowered its full-year 2026 revenue guidance to $6.661B due to U.S. mortgage market weakness. Shareholder returns totaled $158M. Diversified Markets and U.S. Information Solutions saw revenue growth, while U.S. Mortgage revenue increased despite market conditions.

Original reporting
Published Oct 20, 2026, 10:33 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 20, 2026, 10:38 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Equifax posts Q3 revenue $1.693B, adjusted diluted EPS $2.26; net income $211.7M — source image
Decision brief

The 30-second read

$EFXBearishHigh
01

Why it matters

The guidance cut is likely to trigger a short-term decline in EFX shares, while longer-term growth from AI products may support recovery.

02

Market read

Earnings and guidance update are material for investors in credit services and broader financial sector.

03

What to watch

Strong growth in International segments and new AI-driven products could offset U.S. weakness.

Relevance 8/10Novelty 8/10Timing: post-market today

Background

Equifax's Q3 earnings release includes revenue growth but a downward revision to full-year guidance due to mortgage market softness.

Company-level read

Ticker impact

$EFXBearishHigh confidence
Context

Equifax reported Q3 2026 revenue of $1.693B and cut FY revenue guidance to $6.661B, indicating weaker outlook.

Expected impact

likely pressure as the market prices in the lower revenue guidance

Evidence & confidence

Revenue guidance reduction is a material new fact that typically triggers a sell-off.

Market effects

Mortgage and credit reporting sectors may see broader pressure from weaker loan demand.

U.S. credit data could weigh on financial services indices.

Limited to U.S. markets; no immediate global ripple.

Counterpoint

If the mortgage market stabilizes, the guidance cut may be temporary and could present a buying opportunity.

Key entities

  • Equifax Inc.

    U.S. credit reporting firm (ticker EFX).

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Equifax (EFX) stock rose 1.5% pre-market after Q3 2026 adjusted EPS of $2.26 beat estimates, while revenue matched expectations at $1.69B. Net income surged 32% YoY. Q4 EPS guidance was below consensus, and full-year revenue guidance was trimmed. Short interest dropped 31% ahead of the report.

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Equifax’s (NYSE:EFX) Q3 2026 Earnings Results: Revenue In Line With Expectations But Quarterly Revenue Guidance Misses Expectations

Equifax (EFX) reported Q3 2026 revenue of $1.69 billion, matching estimates and growing 9.6% YoY. Adjusted EPS was $2.26, beating estimates by 2.8%. Adjusted EBITDA was $560.2 million, a 1.3% beat. Q4 revenue guidance of $1.62 billion missed estimates of $1.68 billion. Full-year Adjusted EPS guidance remained at $8.50. Operating margin improved to 21% from 17.1% YoY.