Equifax posts Q3 revenue $1.693B, adjusted diluted EPS $2.26; net income $211.7M
Equifax reported Q3 2026 revenue of $1.693B, up 10% YoY, and net income of $211.7M. Adjusted diluted EPS was $2.26. The company lowered its full-year 2026 revenue guidance to $6.661B due to U.S. mortgage market weakness. Shareholder returns totaled $158M. Diversified Markets and U.S. Information Solutions saw revenue growth, while U.S. Mortgage revenue increased despite market conditions.
How this was made

The 30-second read
Why it matters
The guidance cut is likely to trigger a short-term decline in EFX shares, while longer-term growth from AI products may support recovery.
Market read
Earnings and guidance update are material for investors in credit services and broader financial sector.
What to watch
Strong growth in International segments and new AI-driven products could offset U.S. weakness.
Background
Equifax's Q3 earnings release includes revenue growth but a downward revision to full-year guidance due to mortgage market softness.
Ticker impact
Equifax reported Q3 2026 revenue of $1.693B and cut FY revenue guidance to $6.661B, indicating weaker outlook.
likely pressure as the market prices in the lower revenue guidance
Revenue guidance reduction is a material new fact that typically triggers a sell-off.
Market effects
Mortgage and credit reporting sectors may see broader pressure from weaker loan demand.
U.S. credit data could weigh on financial services indices.
Limited to U.S. markets; no immediate global ripple.
Counterpoint
If the mortgage market stabilizes, the guidance cut may be temporary and could present a buying opportunity.
Key entities
- CompanyEquifax Inc.
U.S. credit reporting firm (ticker EFX).


