$EFX

Equifax: Q3 Earnings Snapshot

Equifax (EFX) reported Q3 profit of $211.7M, or $1.79 per share, beating estimates. Adjusted EPS was $2.26. Revenue was $1.69B, matching forecasts. Q4 EPS guidance is $2.07-$2.17, with revenue between $1.61B-$1.64B. Full-year EPS expected at $8.45-$8.55, with revenue of $6.65B-$6.68B.

Original reporting
Published Oct 20, 2026, 10:38 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 20, 2026, 10:51 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Equifax: Q3 Earnings Snapshot — source image
Decision brief

The 30-second read

$EFXBullishHigh
01

Why it matters

The beat and guidance are likely to trigger buying pressure, especially among investors focused on data‑services stocks.

02

Market read

Earnings beat and guidance could lift EFX and related data‑service stocks in the near term.

03

What to watch

Potential slowdown in loan demand and regulatory scrutiny of credit‑reporting practices.

Relevance 8/10Novelty 9/10Timing: today

Background

Equifax's Q3 release provides the first public disclosure of its latest earnings and guidance.

Company-level read

Ticker impact

$EFXBullishHigh confidence
Context

Equifax posted Q3 profit of $211.7M, EPS $2.26 beating estimates and issued FY earnings guidance of $8.45‑$8.55 per share.

Expected impact

upward pressure as market prices in the earnings beat and guidance

Evidence & confidence

Beat of $2.26 vs $2.19 consensus and full‑year guidance above expectations suggest near‑term buying interest.

Market effects

Credit‑reporting sector may see broader upside from strong earnings.

U.S. equity markets

moderate

Counterpoint

Some analysts warn that higher credit‑card delinquencies could pressure future earnings.

Key entities

  • Equifax Inc.

    U.S. credit‑reporting firm (ticker EFX).

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Equifax (EFX) Q3 2026 Earnings Call Transcript

Equifax (EFX) reported Q3 2026 revenue of $1.693 billion, up 10% year-over-year, slightly below guidance due to a $20 million mortgage market impact. U.S. Mortgage revenue rose 15%, while Workforce Solutions saw 9% growth in diversified markets. The company returned $158 million to shareholders and expects strong free cash flow for 2026. Government revenue grew mid-single digits, with new state contracts totaling $550 million in annual value.

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Equifax stock soars after Q3 earnings beat, helped by lower SG&A expenses

Equifax's Q3 earnings beat estimates, with revenue up 10% Y/Y to $1.69B and adjusted EPS up 11% to $2.26. Lower SG&A expenses contributed to the performance. The company expects Q4 adjusted EPS of $2.07-$2.17 and revenue of $1.605B-$1.635B. CEO Mark Begor highlighted strong revenue growth and new product vitality. Workforce Solutions and USIS segments showed revenue growth and improved margins.