$ONB

Old National posts record Q3 net income $250.0M, diluted EPS $0.66; NIM 3.52%

Old National reported Q3 2026 net income of $250.0M, diluted EPS of $0.66, and adjusted diluted EPS of $0.66. Net interest income was $592.0M with a net interest margin of 3.52%. The bank saw loan and deposit growth, with loans at $51.15B and deposits at $57.64B. The adjusted efficiency ratio was a record 44.9%.

Original reporting
Published Oct 21, 2026, 11:13 AM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Oct 21, 2026, 11:15 AM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
Old National posts record Q3 net income $250.0M, diluted EPS $0.66; NIM 3.52% — source image
Decision brief

The 30-second read

$ONBBullishHigh
01

Why it matters

Record profit, stable credit quality, and a $100M share repurchase indicate strong operational performance.

02

Market read

Earnings beat and buyback provide a clear catalyst for short‑term trading on ONB.

03

What to watch

Potential pressure from rising interest rates could offset earnings momentum in the longer term.

Relevance 7/10Novelty 8/10Timing: after-hours

Background

The article summarizes Old National Bancorp's Q3 2026 earnings release filed via an 8‑K.

Company-level read

Ticker impact

$ONBBullishHigh confidence
Context

Old National reported record Q3 2026 net income of $250M and a $0.66 EPS, plus a $100M share repurchase.

Expected impact

likely upside as the market prices in the record profit and share repurchase.

Evidence & confidence

Record earnings and a sizable buyback are fresh, material data that typically boost investor sentiment.

Market effects

Banking sector may see modest uplift as a regional bank posts strong earnings.

Midwest banking stocks could benefit from the positive earnings backdrop.

Limited to U.S. regional banking; no broad global impact.

Counterpoint

If the market has already priced in the earnings beat, the stock may face short-term profit taking.

Key entities

  • Old National Bancorp

    U.S. regional bank reporting Q3 2026 results.

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Old National Bancorp Q3 Profit Rises

Old National Bancorp reported Q3 net income of $249.96M, or $0.66 per share, up from $178.53M, or $0.46 per share, a year earlier. Revenue rose to $720.4M, while provision for credit losses increased to $33.58M. Shares were down 1% in pre-market trading.

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Old National Bancorp Reports Record Third Quarter 2026 Results

OLD NATIONAL BANCORP /IN/ (ONB) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 Old National Bancorp Reports Record Third Quarter 2026 Results Evansville, Ind. (October 21, 2026) Old National Bancorp (NASDAQ: ONB) reports 3Q26 net income applicable to common shares of $250.0 million, diluted EPS of $0.66; $249.7 million and $0.66 on an adjusted

$ONBMed

Shareholders received $155 million as Old National posted record quarterly profit

Old National Bancorp (ONB) reported record 3Q26 net income of $155M, with growth in deposits and loans. CEO Jim Ryan highlighted strong efficiency and shareholder value. Deposits rose 10.6% annualized to $57.6B, while loans increased 2.9% to $51.2B. Net interest income was $592M, with a margin of 3.52%. The company repurchased $100M in stock and paid $55M in dividends, maintaining a 62% payout ratio.

$ONBMed

Old National Bancorp Q2 Earnings Call Highlights

Old National Bancorp (NASDAQ: ONB) reported Q2 GAAP EPS of $0.65 and adjusted EPS of $0.65, with adjusted non-interest income of $140 million versus guidance. Management raised full-year loan growth expectations to 6% to 8%, cited a 45.2% adjusted efficiency ratio, and left net interest income guidance unchanged. Credit improved and ONB returned $163 million to shareholders.