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finance.yahoo.com$FICO

Fair Isaac: Fiscal Q4 Earnings Snapshot

Fair Isaac Corp. (FICO) reported fiscal Q4 earnings of $175M, or $8.12 per share, exceeding estimates. Adjusted EPS was $11.10. Revenue was $657M, also surpassing forecasts. Annual profit was $835M on revenue of $2.53B, according to the company.

Original reporting
finance.yahoo.com
Published Nov 4, 2026, 9:34 PM UTC
Analysis
AlphAI AI DeskAI-generated
Added to AlphAI Nov 4, 2026, 9:43 PM UTC. Informational, not investment advice.
How this was made
AlphAI summarizes source reporting and applies a structured AI analysis for relevance, timing, sentiment and ticker impact. Always verify material claims with the original publisher.
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Fair Isaac: Fiscal Q4 Earnings Snapshot — source image
Source · finance.yahoo.com
Decision brief

The 30-second read

$FICOBullishMed
01

Why it matters

Earnings beat provides a fresh catalyst for short‑term trading decisions.

02

Market read

First report of FICO's Q4 results, indicating a positive surprise that may move the stock.

03

What to watch

Guidance for the next quarter was not disclosed, leaving forward outlook uncertain.

Relevance 8/10Novelty 8/10Timing: after-hours

Background

The article is an automated earnings snapshot generated from Zacks data.

Company-level read

Ticker impact

$FICOBullishHigh confidence
Context

Fair Isaac Corp. reported Q4 earnings that beat analyst estimates on both EPS ($11.10 vs $10.84) and revenue ($657M vs $652.3M).

Expected impact

likely upside as the market prices in the earnings beat

Evidence & confidence

The beat was on both earnings and revenue, providing a clear positive catalyst.

Market effects

Sector

Positive earnings may lift the broader financial‑services software sector.

Regional

U.S. markets may see modest gains in related tech stocks.

Global

Limited to U.S. investors; no major global ripple.

Counterpoint

What could challenge this read

If the beat was already priced in, the stock could face a short‑term pullback.

Key entities

  • Company
    Fair Isaac Corp.

    Provider of credit scoring and analytics software.

Read at source← All news

StoryFICO posts strong Q4 earnings but withholds FY2027 guidance amid mortgage pricing shift

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Fair Isaac (FICO) reported Q4 mortgage origination scores revenue rose 72%, despite volume decline. Launched FICO Preferred Program, attracting lender interest. Software revenue increased 19% to $243M, with platform revenue up 84%. FICO Score 10T adopter program grew to 84 lenders. Company paused stock buybacks to repay debt, ending Q4 with $5.26B in debt.

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Fair Isaac (FICO) Q4 2026 Earnings Call Transcript

Fair Isaac (FICO) reported Q4 2026 adjusted net income of $208M (+27% YoY), EPS of $9.64 (+43%). Full-year non-GAAP net income was $988M (+35%), EPS $42.99 (+44%). Scores revenue grew 33% YoY to $414M, Software revenue up 19% to $243M. FICO repurchased $3.028B of stock and plans to continue share buybacks. The company launched new products like FICO Score 10T and the next-generation FICO platform.

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