$CZFS

CITIZENS FINANCIAL SERVICES INC

Insider trades

No enriched coverage for $CZFS in the last 7 days.

$13K
Painter John P II
0%
See all $CZFS insider activity →

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS

Citizens Financial Services, Inc. (Nasdaq: CZFS), parent of First Citizens Community Bank, reported unaudited Q2 2026 results. Net income was $10.2M for the quarter and $20.6M for six months ended June 30, 2026, up year over year. Net interest income rose; credit loss provision was $0.5M (quarter) and $1.0M (six months). Loans grew 6.8% YoY; non-performing assets rose to $43.4M.

CITIZENS FINANCIAL SERVICES INC (CZFS): Results of Operations and Financial Condition

CITIZENS FINANCIAL SERVICES INC (CZFS) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 earningsreleasejune2026.htm EX-99.1 Contact: LEEANN GEPHART, Chief Banking Officer First Citizens Community Bank 570-545-6005 15 S. Main Street 570-662-8512 (fax) Mansfield, PA 16933 citizens financial services, inc. reports unaudited second quarter 2026 financial resul

CZFS sentiment & insider activity

Recent CZFS coverage spans financial news, insider activity and earnings.

In the last 30 days, CZFS insiders filed 1 SEC Form 4 transaction — 1 purchase ($13K) and no sales. The most active reporter was Painter John P II with 1 filing.

What's driving CZFS

  • A small director open-market purchase is a mild sentiment signal, but it is not a fundamental catalyst by itself.

    SEC EDGAR · Aug 5, 2026

  • The release is a fundamental read-through for CZFS tied to net interest income strength and credit-loss provisioning, with rising non-performing assets.

    prnewswire.com · Jul 30, 2026

  • Improved profitability from higher net interest income is partially offset by rising non-performing assets and higher credit-loss drivers.

    SEC EDGAR 8-K · Jul 30, 2026

  • Board appointment and executive compensation updates are unlikely to change near-term fundamentals, but can affect governance/compensation optics and longer-term retention expectations.

    SEC EDGAR 8-K · Jun 22, 2026

  • An officer open-market buy is a modest bullish signal, but it is small ($2.1k) and not a fundamental catalyst.

    SEC EDGAR · Jun 2, 2026

alphai scores every news story that mentions CZFS with an AI model for sentiment and relevance, and aggregates insider trades from CITIZENS FINANCIAL SERVICES INC's SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $CZFS

Score

CITIZENS FINANCIAL SERVICES, INC. REPORTS UNAUDITED SECOND QUARTER 2026 FINANCIAL RESULTS

Citizens Financial Services, Inc. (Nasdaq: CZFS), parent of First Citizens Community Bank, reported unaudited Q2 2026 results. Net income was $10.2M for the quarter and $20.6M for six months ended June 30, 2026, up year over year. Net interest income rose; credit loss provision was $0.5M (quarter) and $1.0M (six months). Loans grew 6.8% YoY; non-performing assets rose to $43.4M.

$CZFSMed

CITIZENS FINANCIAL SERVICES INC (CZFS): Results of Operations and Financial Condition

CITIZENS FINANCIAL SERVICES INC (CZFS) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 earningsreleasejune2026.htm EX-99.1 Contact: LEEANN GEPHART, Chief Banking Officer First Citizens Community Bank 570-545-6005 15 S. Main Street 570-662-8512 (fax) Mansfield, PA 16933 citizens financial services, inc. reports unaudited second quarter 2026 financial resul

$CZFSLow

CITIZENS FINANCIAL SERVICES INC (CZFS): Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

CITIZENS FINANCIAL SERVICES INC (CZFS) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 16, 2026 CITIZENS FINANCIAL SERVICES, INC. (Exact name of

$CZFSMed

Citizens Financial Services Inc. (NASDAQ:CZFS) Short Interest Down 23.8% in April

Citizens Financial Services Inc. (NASDAQ:CZFS) experienced a 23.8% decrease in short interest in April, bringing the total to 38,050 shares, representing 0.8% of the stock. The company recently reported strong quarterly earnings, surpassing analyst expectations with $2.16 EPS and $29.8 million in revenue, and maintains a "Buy" consensus analyst rating. CZFS shares traded down 3.6% to $64.81 and declared a quarterly dividend of $0.50 per share, resulting in an annualized yield of 3.1%.

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