$AX

Axos Financial said it released an Aug. 6, 2026 investor presentation ahead of meetings starting around Aug. 11. Management cited structural cost advantages, technology synergies, and peer strength in return on assets and equity. For fiscal Q4 2026 vs Q4 2025, it reported 21% asset growth, 18% deposit growth, 13% net income and diluted EPS growth. It reported June 30, 2026 deposits of $24.6B and a commercial real estate portfolio with 49% weighted-average LTV.

Axos Financial (NYSE:AX) reported Q4 ended June 30, 2025 results on an earnings call. Net loan growth was $856 million, net interest margin 4.84%, net interest income $280 million, deposits $20.8 billion, and net income $110.7 million. Adjusted diluted EPS was $1.87. Management projected mid-to-high single digits to low teens loan growth for fiscal 2026 and cited a lower CA tax rate starting Sept 2025.

Axos Financial’s investor presentation says Q4 FY2026 results included 21% asset growth and 18% deposit growth versus Q4 FY2025, alongside 13% net income growth and 13% diluted EPS growth. It also cites a 4.70% net interest margin and discusses credit-risk management and diversified lending, deposits, and fee income across consumer, commercial, and securities divisions.

Axos Financial (AX) reported Q4 ended June 30, 2025 net loan growth of $856 million and net interest margin of 4.84%. Net interest income rose to $280 million and net income was $110.7 million. Deposits were $20.8 billion. Adjusted diluted EPS was $1.87. Management projected mid-to-high single digits to low teens loan growth for fiscal 2026 and cited a 26% to 27% future tax rate.

Axos Financial’s Q2 outlook cites continued commercial loan demand, efficiency gains from technology investments, and contributions from its Verdant acquisition. Management expects organic loan growth of $600 to $800 million per quarter, with Verdant supporting equipment finance expansion. It projects net interest margin down 5 to 6 bps and warns on credit and rate-environment risks.

Axos Financial (NYSE:AX) reported Q4 loan yields of 7.4% and net interest margin of 4.54%. Deposits ended at $24.6B (+17.9% YoY) after completing the Jenius Bank acquisition, adding about $2.3B. Non-interest income rose 50% YoY to $61.9M; non-interest expense was $205.9M. Non-performing assets fell to $159M. The company repurchased $22M of stock at $87.95.

Analyst estimates for Axos Financial, Inc. show its 12-month average price target increased from $110.86 to $113, with individual forecasts between $110 and $120 per share. Using the July 30 closing price, the target implies about 15% upside. The consensus rating remains “Buy” among 7 analysts (6 Buys, 1 Hold, 0 Sells).

Thursday, July 30, 2025 at 5:00 p.m. ET CALL PARTICIPANTS SVP, corporate development and IR - Johnny Y. Lai President and Chief Executive Officer - Gregory Garrabrants Executive Vice President, and Chief Financial Officer - Derrick Walsh TAKEAWAYS Net Loan Growth -- $856 million for the quarter ended June 30, 2025, driven by originations in asset-based lending, commercial real estate specialty, and equipment leasing.

Axos Financial (NYSE: AX) reported Q4 FY26 net income of $124.9 million, up 12.9% from $110.7 million a year earlier. Diluted EPS rose to $2.16 from $1.92, and non-GAAP adjusted EPS increased to $2.53 from $1.94. Net interest income grew 13.5% to $317.9 million and non-interest income rose 49.9% to $61.9 million, with assets up 20.9% to $30.0 billion.

Axos Financial (AX) reported fiscal Q4 2026 adjusted diluted EPS of $2.46, up 28%, driven by loan growth, higher non-interest income from Verdant prepayment penalties, and expense control. Reported net income was $124.9M ($2.16/share) including a $21M legal accrual. Loans grew, deposits rose to $24.6B, and management cited a $2.4B loan pipeline and integration progress from acquisitions.