Farmers & Merchants Bancshares, Inc.
Farmers & Merchants Bancshares is a Maryland bank holding company and the parent of Farmers and Merchants Bank. The Bank is a Maryland commercial bank serving consumers, small and medium-sized businesses, and the agricultural community in Carroll and Baltimore counties. Its services include checking, savings, money market and certificate of deposit accounts; residential mortgages, construction loans, home equity lines and consumer loans; and commercial mortgages, credit lines, equipment loans and other business financing. It also provides online and mobile banking, debit cards, credit cards and merchant services. The Bank earns income through lending, deposit-related services and investments in debt securities. The company also owns a protected cell insurance subsidiary, whose activity as of December 31, 2025 is paying claims for events before November 7, 2022. The Bank’s main office is in Upperco, Maryland, with six additional full-service branches, a satellite branch in Westminster and a loan production office in Towson.
No SEC Form 4 filings for $FMFG in the last 30 days.
See all $FMFG insider activity →Farmers and Merchants Bancshares reported 3Q 2026 revenue of $7.69M, up 11.4% YoY, with net income rising 18.7% to $2.03M. EPS increased to $0.62. Growth was driven by higher loan interest income and lower credit losses, offsetting higher expenses. Net loans grew 3.5% from December 2025.
Farmers and Merchants Bancshares reported a nine-month net income of $5.746 million, or $1.76 per diluted share, up from $4.069 million a year earlier. Third-quarter net income rose to $2.025 million. Net interest income increased to $20.719 million, with no provision for credit losses. Assets and loans grew, while deposits and borrowings declined. Management highlighted investments in staffing and customer service.
Farmers & Merchants Bancshares, Inc. (FMFG) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 22, 2026 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 F
Over the past 7 days, AlphAI's AI scored 1 news story mentioning FMFG (Farmers & Merchants Bancshares, Inc.). Coverage has been balanced: 0 bullish, 1 neutral, and 0 bearish.
Recent FMFG coverage spans earnings, corporate actions and financial news.
Quarterly earnings beat prior year modestly, showing revenue growth and higher net interest income.
Earnings beat and improved credit quality suggest modest upside.
Earnings beat and higher returns on assets and equity suggest positive momentum.
Board appointment with no immediate financial impact.
Earnings improved year over year, driven by wider net yield and higher interest income, with credit costs appearing contained (no provision).
AlphAI scores every news story that mentions FMFG with an AI model for sentiment and relevance, and aggregates insider trades from Farmers & Merchants Bancshares, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Farmers and Merchants Bancshares reported 3Q 2026 revenue of $7.69M, up 11.4% YoY, with net income rising 18.7% to $2.03M. EPS increased to $0.62. Growth was driven by higher loan interest income and lower credit losses, offsetting higher expenses. Net loans grew 3.5% from December 2025.
Farmers and Merchants Bancshares reported a nine-month net income of $5.746 million, or $1.76 per diluted share, up from $4.069 million a year earlier. Third-quarter net income rose to $2.025 million. Net interest income increased to $20.719 million, with no provision for credit losses. Assets and loans grew, while deposits and borrowings declined. Management highlighted investments in staffing and customer service.
Farmers & Merchants Bancshares, Inc. (FMFG) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: October 22, 2026 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hampstead, Maryland 21074 (410) 374-1510, ext. 1104 F
Farmers & Merchants Bancshares, Inc. (FMFG) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers. On September 21, 2026, the Board of Directors (the “Company Board”) of Farmers and Merchants Bancshares, Inc. (the “Compan
Farmers & Merchants Bancshares, Inc. (FMFG) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 ex_991668.htm EXHIBIT 99.1 ex_991668.htm Exhibit 99.1 FOR IMMEDIATE RELEASE FOR FURTHER INFORMATION CONTACT: July 23, 2026 Farmers and Merchants Bancshares, Inc. Contact: Mr. Gary A. Harris 4510 Lower Beckleysville Rd, Suite H President and Chief Executive Officer Hamps
Farmers & Merchants Bancshares, Inc. (FMFG) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. fmfg20260616_8k.htm false 0001698022 0001698022 2026-06-16 2026-06-16 Farmers and Merchants Bancshares, Inc. UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date
HAMPSTEAD, Md. , May 27, 2025 ( GLOBE NEWSWIRE ) -- Farmers and Merchants Bancshares, Inc. ( the "Company" ) , the parent of Farmers and Merchants Bank ( the "Bank" ) , filed a Registration Statement on Form S-1 ( the "Registration Statement" ) with the Securities and Exchange Commission the ...
