The 15-year mortgage rate fell to 6.71%; the 30-year stayed at 7.40%.
Freddie Mac's Primary Mortgage Market Survey shows the 30-year fixed-rate mortgage averaged 7.40% as of October 15, 2026, unchanged from last week, while the 15-year FRM averaged 6.71%, down from 6.73% last week. A year ago, the 30-year FRM averaged 6.27% and the 15-year FRM averaged 5.52%.



