$FMCC

FEDERAL HOME LOAN MORTGAGE CORP

Insider trades
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No SEC Form 4 filings for $FMCC in the last 30 days.

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30-Year Mortgage Rate Falls To 6.67%

Freddie Mac (FMCC) reported that the 30-year fixed mortgage rate averaged 6.67% as of Aug. 13, 2026, down from 6.69% the prior week. The 15-year rate averaged 5.96%, down from 6.01%. Freddie Mac said affordability improved versus a year ago and applications rose as rates moved modestly lower.

Federal Home Loan Mortgage (FMCC) Could Be 64% Undervalued On Stronger 2026 Earnings

Simply Wall St highlighted Federal Home Loan Mortgage (FMCC) after Q2 2026 net income rose to $3,838 million from $2,387 million a year earlier. First-half 2026 net income was $7,396 million versus $5,181 million in 2025. Despite stronger earnings, shares fell 10.64% over 30 days and 48.89% YTD. A valuation narrative cites fair value of $14.70 versus a $5.29 close.

GOP lawmaker calls for GSEs to buy portable mortgages

U.S. Rep. Tom Kean proposed the MOVE Act to require Fannie Mae and Freddie Mac to purchase and securitize portable mortgages, letting homeowners transfer existing rate, terms and balance to a new property to address the lock-in effect. The article cites Coldwell Banker data on sellers’ mortgage rates and a July 30-year fixed average of 6.81%.

FMCC sentiment & insider activity

Over the past 7 days, alphai's AI scored 2 news stories mentioning FMCC (FEDERAL HOME LOAN MORTGAGE CORP). Coverage has skewed bullish: 2 bullish, 0 neutral, and 0 bearish.

Recent FMCC coverage spans earnings, macro economy and regulation.

What's driving FMCC

  • Lower reported mortgage rates can support housing affordability and potentially lift near-term purchase and refinance demand expectations.

    rttnews.com · Aug 13, 2026

  • Stronger reported earnings improve fundamentals, but the article frames valuation support as assumption-dependent (refi volumes, credit reserves).

    simplywall.st · Aug 11, 2026

  • Freddie Mac would face operational and risk-model changes if it must buy portable mortgages, potentially affecting volume and credit risk assumptions.

    nationalmortgagenews.com · Aug 6, 2026

  • More full reviews likely increase processing time and could raise the share of condos deemed ineligible for purchase/guarantee.

    cnbc.com · Aug 1, 2026

  • The quarter’s earnings drivers (credit benefit and NII growth) are likely to support near-term valuation and risk sentiment for Freddie Mac exposure.

    mpamag.com · Jul 31, 2026

alphai scores every news story that mentions FMCC with an AI model for sentiment and relevance, and aggregates insider trades from FEDERAL HOME LOAN MORTGAGE CORP's SEC EDGAR Form 4 filings. Figures refresh continuously.

News on $FMCC

Score
$FMCCMed

30-Year Mortgage Rate Falls To 6.67%

Freddie Mac (FMCC) reported that the 30-year fixed mortgage rate averaged 6.67% as of Aug. 13, 2026, down from 6.69% the prior week. The 15-year rate averaged 5.96%, down from 6.01%. Freddie Mac said affordability improved versus a year ago and applications rose as rates moved modestly lower.

GOP lawmaker calls for GSEs to buy portable mortgages

U.S. Rep. Tom Kean proposed the MOVE Act to require Fannie Mae and Freddie Mac to purchase and securitize portable mortgages, letting homeowners transfer existing rate, terms and balance to a new property to address the lock-in effect. The article cites Coldwell Banker data on sellers’ mortgage rates and a July 30-year fixed average of 6.81%.

$FNMAMed

Buying a condo with a mortgage may soon get more complicated. Here's why

Fannie Mae and Freddie Mac will tighten condo mortgage underwriting. New policies take effect Aug. 3, ending limited streamlined reviews for many projects and requiring full assessments of condo finances, reserves, insurance, and building condition. A separate Jan. 4 rule raises required reserve funding to at least 15% of annual budget from 10%, according to Fannie Mae.

$FMCCMed

Freddie Mac's strongest quarter in years: what drove the 61% surge

Freddie Mac reported Q2 2026 net income of $3.8 billion, up 61% year over year, driven by an $880 million credit reserve release and 13% higher net interest income to $6.01 billion. Net revenues were $6.0 billion. Noninterest expense fell 3% to $2.1 billion. Mortgage portfolio was $3.7 trillion as of June 30.

Freddie Mac's earnings soar, competition for loans heats up

Favorable shifts in loan loss reserves helped fuel a jump in Freddie Mac's net income to a high not seen in years as it nearly matched its opponent in efforts to purchase home mortgages from private companies. Processing Content Freddie generated $3.8 billion worth of earnings that were up 60% from the same period a year earlier and compared to $3.6 billion in the first quarter. It also generated $6 billion in net revenues, beating S&P Capital IQ's consensus estimate of $5.4 billion.

Mortgage rates rise to one-year high

Freddie Mac said its Primary Mortgage Market Survey showed the average rate on a benchmark 30-year fixed mortgage rose to 6.66% from 6.58% last week, the highest in a year. Freddie Mac also reported the 30-year rate was 6.72% a year ago. Freddie Mac attributed housing activity to more available inventory.

Issue Products; Freddie Clocks in at $3.8 Billion; Morgan Stanley Did What in Mortgages?

The article discusses climate-driven changes affecting mortgage borrowers and the broader housing sector, and highlights industry software and verification vendors. It also reports Freddie Mac’s Q2 2026 results: net income of $3.8 billion, up 61% year over year, with net revenues of $6.0 billion and a $0.9 billion credit-loss benefit. It mentions Fannie Mae’s $4 billion Q2 earnings.

$FMCCMed

FEDERAL HOME LOAN MORTGAGE CORP (FMCC): Results of Operations and Financial Condition

FEDERAL HOME LOAN MORTGAGE CORP (FMCC) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 a2q2026erexhibit991.htm EX-99.1 Document Exhibit 99.1 Freddie Mac Reports Net Income of $3.8 Billion for Second Quarter 2026 Making Home Possible for 439,000 Households in Second Quarter 2026 • Financed 306,000 mortgages, with 54% of eligible loans affordable to low- to

$FNMALow

Fannie Mae and lenders are shifting to newer credit scoring models that consider rent, utilities, and other alternative payment history to evaluate borrowers more fairly.

FHFA says mortgage lenders can use VantageScore 4.0 from April 22, 2026, and FICO 10T is expected later in 2026. The models add rent, utilities, and telecom payment history and use 24-month trended data. Fannie Mae and Freddie Mac began accepting VantageScore 4.0. Milliman (for FICO) and VantageScore dispute which predicts default risk better.

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FMCC — Federal Home Loan Mortgage news & insider trades | alphai