Lemonade, Inc.
Lemonade is a digital insurance company with wholly owned insurance carriers in the United States and Europe, including the UK. It sells renters, homeowners, pet, car and life insurance, using its digital platform for customer onboarding, underwriting, policy servicing and claims. AI Maya and the company’s APIs sell 98% of its policies. Lemonade earns premiums from insurance policies and shares portions of premiums and claims with reinsurers; it also provides life insurance through a partnership with Legal & General Group. Customers can purchase and manage policies through Lemonade’s website and mobile apps. Its products include property and liability coverage for renters and homeowners, pet accident and illness coverage, car insurance, and term life insurance. Lemonade operates in 41 states and Washington, D.C., and in Germany, the Netherlands, France and the UK. Its headquarters are in New York, New York.
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See all $LMND insider activity →Lemonade (LMND) expects positive adjusted EBITDA in Q4, a first for the company. Q3 in-force premium grew 34% YoY to $1.55B, revenue up 73% to $336.1M. Car insurance is a key growth area but also a risk. Despite net losses, adjusted free cash flow was $27M in Q3.
Keefe Bruyette & Woods lowered its price target on Lemonade Inc. (NYSE:LMND) to $45 from $48, citing higher growth spending and operating expenses. The firm noted Lemonade's premium growth exceeds 30% and revenue grew nearly 70% in the last twelve months. Lemonade reported Q3 2026 earnings, exceeding expectations with revenue of $336.1 million and adjusted loss of $0.56 per share.
Lemonade (LMND) reported Q3 operating expenses rose 36% YoY, driven by higher sales and marketing, and administrative costs. Adjusted free cash flow was $27M, with $1.2B in cash. Lemonade Car's premium grew 63% YoY, and the company expects slower growth spending. Loss ratios varied by product, with pet insurance under pressure. The company plans to discuss AI initiatives at its investor day.
Over the past 7 days, AlphAI's AI scored 9 news stories mentioning LMND (Lemonade, Inc.). Coverage has skewed bearish: 3 bullish, 1 neutral, and 5 bearish.
Recent LMND coverage spans earnings, financial news and market movers.
Positive guidance may lift the stock as investors price in a turnaround.
Analyst price‑target cut suggests downside pressure on the stock.
Earnings beat on cash flow but higher expenses and loss ratios may pressure margins.
Analyst target cut suggests potential downside pressure on the stock.
Analyst target cut suggests weaker outlook for Lemonade.
AlphAI scores every news story that mentions LMND with an AI model for sentiment and relevance, and aggregates insider trades from Lemonade, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Lemonade (LMND) expects positive adjusted EBITDA in Q4, a first for the company. Q3 in-force premium grew 34% YoY to $1.55B, revenue up 73% to $336.1M. Car insurance is a key growth area but also a risk. Despite net losses, adjusted free cash flow was $27M in Q3.
Keefe Bruyette & Woods lowered its price target on Lemonade Inc. (NYSE:LMND) to $45 from $48, citing higher growth spending and operating expenses. The firm noted Lemonade's premium growth exceeds 30% and revenue grew nearly 70% in the last twelve months. Lemonade reported Q3 2026 earnings, exceeding expectations with revenue of $336.1 million and adjusted loss of $0.56 per share.
Lemonade (LMND) reported Q3 operating expenses rose 36% YoY, driven by higher sales and marketing, and administrative costs. Adjusted free cash flow was $27M, with $1.2B in cash. Lemonade Car's premium grew 63% YoY, and the company expects slower growth spending. Loss ratios varied by product, with pet insurance under pressure. The company plans to discuss AI initiatives at its investor day.
Truist Securities kept Lemonade at Buy but reduced its price target from $70 to $60, a 14.3% cut. This implies a 44.6% upside from the Nov 5 close of $41.48, according to the firm.
Citizens maintained Lemonade's rating at Market Outperform but reduced its price target to $75 from $80, a 6.2% decrease. The new target suggests an 80.8% upside from the Nov 5 close of $41.48.
Piper Sandler kept its Neutral rating on Lemonade but reduced its price target to $47 from $51, a 7.8% decrease. This implies a 13.3% upside from the Nov 5 close of $41.48, according to the firm.
Lemonade (LMND) reported Q3 2026 results: $1.55B in-force premium (+34%), $336.1M revenue (+73%), $118.1M gross profit (+48%), and $20.4M adjusted EBITDA loss (improved from prior year). Customer base grew 23% to 3.5M, with premium per customer up 9% to $440. Gross loss ratio increased to 65% due to inflation and weather events. Management expects Q4 adjusted EBITDA to be positive and full-year revenue between $1.23B and $1.235B.
Lemonade (LMND) reported a Q3 loss of $43.7M, or 56 cents per share, beating analyst expectations of a 60 cent loss. Revenue was $336.1M, exceeding forecasts of $322.1M. The company expects Q4 revenue of $342M-$346M and full-year revenue of $1.23B-$1.24B.
Lemonade, Inc. (LMND) filed an SEC Form 8-K — Results of Operations and Financial Condition. Shareholder Letter Q3 2026 1 $889 $1,158 $1,551 $213 $275 $364 ($49) ($26) ($20)($68) ($38) ($44) $38 $80 $118 $38 $18 $27 $16 $5 $7 2 $440 3,520,555$1,551M IN FORCE PREMIUM (IFP) PREMIUM PER CUSTOMER TOTAL CUSTOMERS ↑34% ↑9% ↑23% IN FORCE PREMIUM ($s in m) KEY METRICS ($s in m)
Lemonade expanded its renters insurance to all 50 states, with Minnesota as the final addition. The company's stock rose 6.9% in a single session, reflecting the market's positive reaction to this growth milestone. This expansion removes a key ceiling on the addressable market and signals the platform's regulatory and operational readiness. Investors will monitor upcoming earnings reports for policy growth acceleration.
