$UVE

United Fire Group (UFCS) shares hit a 52-week high of $56.74, up 2% over the past month and 52.4% year-to-date. The company has beaten earnings estimates for four consecutive quarters. Analysts expect $4.75 EPS on $1.54B revenue for the current fiscal year. UFCS has a Zacks Rank of #2 (Buy) and a Value Score of A. Competitor Universal Insurance Holdings (UVE) also shows strong performance with a Zacks Rank of #2 and a Value Score of A.

DOWNES SEAN P (Executive Chairman) sold 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) at $43.98 ($0.88M total) on 2026-09-11.

DOWNES SEAN P (Executive Chairman) sold 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) at $44.27 ($0.89M total) on 2026-08-05.

Universal Property & Casualty Insurance Co., part of Universal Insurance Holdings, says Florida legislative changes have helped stabilize its market, citing lower litigation and reinsurance costs. In Q2, Universal’s combined ratio fell to 91.6% from 97.8% a year ago. Q2 direct premiums rose to $621M, operating income to $81.6M, and net income to over $59M. Policies in force totaled 934,371.

Universal (Florida-focused insurer) reported Q2 results with net loss ratio down 7.5 points to 64.8%, and combined ratio down 6.2 points to 91.6%. Direct premiums written rose 4.1% to $621.3 million. CEO Stephen Donaghy attributed improvements to Florida’s 2022-2023 reforms. Florida regulators and APCIA cited reduced litigation and improved insurer combined ratios.

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) filed an SEC Form 8-K — Results of Operations and Financial Condition. EX-99.1 2 a2q26uveex-991xearningspre.htm EX-99.1 Document Exhibit 99.1 Universal Reports Second Quarter 2026 Results • Diluted GAAP earnings per common share (EPS) of $2.04; diluted adjusted* EPS of $1.84 • Annualized return on average common equity (“ROCE”) of 38.8%, annualized

Piper Sandler said the U.S. property and casualty insurance market is entering a new phase as commercial P&C premiums declined in Q1 2026 for the first time since 2017. It upgraded Arthur J. Gallagher to Overweight and cut ratings on Aon, AIG, Hartford, Hanover and Universal Insurance Holdings to Neutral, with price target changes for 21 firms.

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. EX-4.1 2 d137403dex41.htm EX-4.1 EX-4.1 Exhibit 4.1 Universal Insurance Holdings, Inc. As Issuer, and UMB Bank National Association As Trustee INDENTURE Dated as of June 16, 2026 7.75% Senior Unsecured Notes due 2031 TABLE OF CONTENTS ARTICLE I. DEFINITIONS AND INCORPORATION BY R

UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) filed an SEC Form 8-K — Submission of Matters to a Vote of Security Holders. uve-20260611 0000891166 false 0000891166 2026-06-11 2026-06-11 UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report (Date of earliest event reported) Jun

DOWNES SEAN P (Executive Chairman) sold 20,000 shares of UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) at $38.22 ($0.76M total) on 2026-06-11.