Lake Shore Bancorp reports Q3 2026 net income $2.3M; EPS $0.31, NIM 4.17%
Lake Shore Bancorp reported Q3 2026 net income of $2.3M, or $0.31 per diluted share, a slight decrease from Q3 2025. Year-to-date net income rose 20.1% to $6.4M, driven by higher net interest income and an expanded net interest margin of 4.17%. The company repurchased 105,090 shares and maintained strong capital ratios, according to its SEC filing.

