$VBNK

VersaBank (TSX: VBNK, NASDAQ: VBNK) partnered with Fiserv to provide digital asset technology and custody services for Bank of North Dakota's Roughrider Coin, a dollar-backed stablecoin. VersaBank will handle minting, burning, custody, and reserve management. This collaboration validates VersaBank's proprietary technology and capabilities in a regulated environment.

VersaBank (VBNK) Senior Officer John William Asma acquired 4,000 common shares indirectly at $31.25 each on September 8, 2026, investing $125,000 and increasing his holdings by 33.3%.

VersaBank (VBNK) reported Q3 2026 results with record credit assets, revenue, and net interest income, driven by US SRP growth. Total assets surpassed $7B. Net income rose 53% YoY, but EPS missed estimates. NIM declined due to liquidity and deposit rate pressures. The company targets $3B in new US SRP fundings for 2027. Restructuring costs and DRTC divestiture remain overhangs. Shares gained 49.50% YTD.

VersaBank (VBNK) reported Q3 2026 earnings with total revenue of CAD 38.8 million, up 23% YoY, and net income of CAD 10.1 million, up 53% YoY. Growth was driven by the U.S. Structured Receivable Program (SRP), which contributed nearly 25% of digital banking revenue. Total assets reached CAD 7.2 billion, and the company aims for significant growth in FY 2027, including a target of US$3 billion in U.S. SRP fundings.

VersaBank reported Q3 fiscal 2026 revenue of C$38.8M, missing estimates, but net income rose 53% due to U.S. SRP growth. EPS was C$0.31, up 55% YoY. Shares rose 6.79% on September 3. Total assets reached C$6.88B, with U.S. SRP funding targeted at US$3B for fiscal 2027.

VersaBank reported Q3 revenue growth in Canadian and U.S. banking, with U.S. banking revenue up 199% YoY. Net income in U.S. banking rose 803% YoY. The company's SRP portfolio grew 40% YoY, and it launched an AI-enabled Real-Time SRP product. Management expects U.S. SRP fundings to reach C$1 billion by late 2026 and targets US$3 billion in fiscal 2027. The bank's CET1 ratio is 11.5%, and it plans to divest its cybersecurity business by Aug. 30, 2027.

VersaBank (VBNK) declared a quarterly dividend of CAD $0.025 per common share, payable on October 31, 2026, to shareholders of record on October 9, 2026. The dividends are eligible for tax purposes. VersaBank is a digital bank operating in Canada and the U.S., focusing on underserved banking segments and cybersecurity services.

VersaBank (VBNK) furnished an SEC Form 6-K — earnings release. Exhibit 99.3 FOR IMMEDIATE RELEASE: September 3, 2026 VERSABANK REPORTS STRONG THIRD QUARTER RESULTS: ACCELERATING US SRP GROWTH DRIVES 23% YEAR-OVER-YEAR INCREASE IN REVENUE, 53% GROWTH IN NET INCOME AND 27% GROWTH IN ADJUSTED (CORE) NET INCOME AS IT CONTINUES TO BENEFIT FROM OP

VersaBank (TSX: VBNK, NASDAQ: VBNK) announced the first U.S. implementation of its Real-Time Structured Receivable Program (SRP) by partner ECN Capital. The program offers real-time funding for point-of-sale financing, reducing costs and improving risk mitigation. Both companies highlighted the program's benefits and seamless integration.

VersaBank will release its Q3 2026 financial results on September 3, 2026, at 7:00 a.m. ET, followed by a conference call at 9:00 a.m. ET. The call will feature presentations by David Taylor, President, and Nicolas Ospina, Global CFO, with a Q&A session. The bank's shares trade on the TSX and NASDAQ under the symbol VBNK.