White River Bancshares GAAP EPS of $1.04, revenue of $48.39M (WRIV:OTCMKTS)
White River Bancshares (WRIV) reported Q3 GAAP EPS of $1.04 and revenue of $48.39M. Cash and cash equivalents were $26.2M, down from $26.7M a year ago. Investment securities increased to $173.3M, and loans rose 10.9% year-over-year to $1.375B.
How this was made
The 30-second read
Why it matters
The earnings numbers are new information; investors will assess loan growth and balance‑sheet changes.
Market read
Micro‑cap earnings release with limited market‑wide relevance.
What to watch
Changes in investment‑securities balance and cash position may signal shifting risk profile.
Background
White River Bancshares is an OTC‑listed community bank reporting its Q3 results.
Ticker impact
Q3 GAAP EPS of $1.04 and revenue of $48.39M were disclosed for the first time.
likely slight pressure as results may miss expectations
Small‑cap earnings often cause limited moves; no guidance provided.
Market effects
Provides a data point for regional community banks but limited broader impact.
Minor effect on OTC banking segment.
None
Counterpoint
If the bank's loan growth outpaces peers, the stock could rally despite modest earnings.
Key entities
- companyWhite River Bancshares
OTC‑listed community bank reporting Q3 earnings.

