$NAVI

Navient Corporation's stock price target was reduced by analysts from $9.86 to $9.17, suggesting 8% upside from its Oct. 23 closing price. The consensus rating remains 'Hold' with 1 Buy, 3 Holds, and 2 Sells.

Navient (NAVI) plans to create a new holding company, Navient Holdings, which will oversee Navient LLC and E Parent (Earnest). This restructuring is expected to be completed in the first quarter of 2027, subject to regulatory approvals and other conditions. The company aims to simplify its corporate structure and enhance operational efficiency.

NAVIENT CORP (JSM) filed an SEC Form 8-K — Other Events. Exhibit 99.1 NEWS RELEASE For immediate release Navient to establish new holding company structure HERNDON, Va., Oct. 21, 2026 —Navient Corporation (Nasdaq: NAVI) today announced it intends to establish a new holding company structure. Under the new structure, the new parent comp

NAVIENT CORP (JSM) filed an SEC Form 8-K — Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers. Exhibit 99.1 NEWS RELEASE For immediate release Navient names Diane Offereins as new board member HERNDON, Va., September 25, 2026 —Navient (Nasdaq: NAVI) has appointed Diane Offereins, a well-respected executive with over 35 years of experience in financial services, to the Navi

Navient (NAVI) reported Q2 2026 earnings with core EPS of $0.29, up from $0.20 YoY. Combined originations rose 60% to $815M, driven by refinance and in-school products. Operating expenses fell 18% to $85M. The company plans to divest $528M of legacy private loans and focus on growth-oriented lending. Management anticipates full-year operating expenses to be $350M or lower. Delinquency and charge-off rates improved across most loan categories. NAVI also announced a strategic shift towards capital

Navient (NAVI) is reducing costs and improving efficiency through its Phase 2 strategy, outsourcing loan servicing, and selling non-core businesses. The company cut expenses by 15% CAGR over five years, exceeding its $400M target. It also plans to sell legacy assets to lower operating costs. Citigroup (C) and Wells Fargo (WFC) are also streamlining operations. NAVI shares fell 4% in six months, underperforming the industry.

NAVI Protocol, built on the SUI blockchain, launched NAVI Prime, an institutional lending platform, the team said. It uses isolated risk vaults to create separate liquidity markets with customizable terms. NAVI reported over four months of development, more than three security audits, and since 2023 peak TVL of $1 billion and 1.1 million cumulative users.

Navient (NAVI) reported Q2 2026 core EPS of $0.29 ($0.20 prior year) and adjusted core EPS of $0.25. Combined originations were $815 million, up 60% YoY, with refinance originations $735 million. Operating expenses fell to $85 million. The company plans to adopt fair value accounting for new in-school loans in Q3 2026 and classified $528 million of legacy loans as held for sale.

Navient’s Q2 outlook, according to management, centers on growing student loan refinancing and in-school lending to offset revenue declines from its shrinking legacy portfolio. The company targets full-year operating expenses of $350 million or less and expects margin expansion. It also flags credit, macro, and interest-rate volatility risks, including effects on reserves. Navient shares were $9.02.

Navient (NAVI) shares fell about 4.8% after the company reported Q2 GAAP EPS of $0.26 versus $0.21 expected and revenue of $150 million versus $143.9 million. Despite the beats, revenue declined 8.5% YoY and net interest income of $122 million missed the $127.7 million forecast, raising concerns about core lending pressure.