Affirm Holdings, Inc.
Affirm (AFRM) has partnered with Antom to provide buy-now-pay-later services to U.S. merchants. The service offers real-time underwriting for purchases between $35 and $30,000, with terms ranging from 30 days to 36 months. TD Cowen reduced its price target for AFRM to $110 from $124, maintaining a Buy rating and naming it a top consumer finance pick ahead of Q3 earnings.
Affirm Holdings (AFRM) reported a 124% increase in Affirm Card gross merchandise volume to $2.8B in fiscal Q4, with 5.2M active cardholders. CEO Max Levchin highlighted growth initiatives, including brand-sponsored promotions. The stock is up 5.62% recently, with a mid-target price of ~$136. Affirm's active card base is 19% of its 27.8M active consumers.
Affirm (AFRM) will be available as a payment option for Antom's US merchants, offering biweekly or monthly plans. The service is expected to launch in the UK later this year. Affirm aims to expand to more markets in the future.
Over the past 7 days, AlphAI's AI scored 6 news stories mentioning AFRM (Affirm Holdings, Inc.). Coverage has skewed bullish: 3 bullish, 2 neutral, and 1 bearish.
Recent AFRM coverage spans financial news, technology and earnings.
In the last 30 days, AFRM insiders filed 1 SEC Form 4 transaction — no purchases and 1 sale ($1.9M). The most active reporter was Jiyane Siphelele, Chief Accounting Officer, with 1 filing.
Analyst price target reduction and partnership news suggest near-term downside pressure.
The strong card volume growth may boost sentiment, but low adoption limits upside.
The new merchant rollout could incrementally boost transaction volume and take‑rate revenue for Affirm.
The new AI model could boost transaction volume and improve credit quality, supporting a positive outlook for AFRM.
The announcement provides a concrete date for the upcoming earnings, but no financial details are disclosed.
AlphAI scores every news story that mentions AFRM with an AI model for sentiment and relevance, and aggregates insider trades from Affirm Holdings, Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
Affirm (AFRM) has partnered with Antom to provide buy-now-pay-later services to U.S. merchants. The service offers real-time underwriting for purchases between $35 and $30,000, with terms ranging from 30 days to 36 months. TD Cowen reduced its price target for AFRM to $110 from $124, maintaining a Buy rating and naming it a top consumer finance pick ahead of Q3 earnings.
1 min readAffirm Holdings (AFRM) reported a 124% increase in Affirm Card gross merchandise volume to $2.8B in fiscal Q4, with 5.2M active cardholders. CEO Max Levchin highlighted growth initiatives, including brand-sponsored promotions. The stock is up 5.62% recently, with a mid-target price of ~$136. Affirm's active card base is 19% of its 27.8M active consumers.
2 min readAffirm (AFRM) will be available as a payment option for Antom's US merchants, offering biweekly or monthly plans. The service is expected to launch in the UK later this year. Affirm aims to expand to more markets in the future.
1 min readAffirm launched a new AI underwriting model that approves more borrowers, including those with limited credit histories, while improving loan performance. The model increased completed purchases by 3.4% and is live at U.S. checkouts. Affirm processed 53 million transactions in Q4, up 41% YoY, with GMV rising 36% to $14.1 billion.
2 min readAffirm (AFRM) will release its Q1 FY2027 financial results on November 5, 2026, after market close. A conference call with management will follow. The company offers transparent financial products and aims to improve consumer spending and saving habits.
1 min readFreedom Capital Markets kept a Buy rating on Affirm (AFRM) with a $105 price target, suggesting a 51.7% upside from its Sep 30 close. The firm cites strong revenue growth from partnerships with Intuit's QuickBooks and Costco, and positive market response after a strong quarterly performance.
1 min readAmazon UK has partnered with Affirm to offer 48-month payment plans. Shoppers can choose between a 0% 'Pay-in-3' plan or a 48-month plan at 22% APR. Affirm is FCA-authorized, and the deal expands its UK presence. Amazon aims to provide more payment flexibility, while Affirm gains a major retail partner.
2 min readAffirm Holdings (AFRM) launched a new AI-driven underwriting model to expand loan approvals. The stock rose 5.2% to $71.63 but is down 8.1% over 30 days and 1 year. Analysts debate its valuation, with one model suggesting undervaluation at $99.23, while a DCF model estimates $61.25, indicating overvaluation. Growth prospects and risks, like merchant partnerships, are key factors.
2 min readAffirm Holdings (AFRM) reported fiscal 2026 GMV growth of 37% to $50.2B, with Q4 GMV up 36% to $14.1B. Funding costs rose but improved in Q4, while credit costs increased but remain manageable. AFRM's shares rose 51.1% over six months, trading at a forward P/S ratio of 3.96. Analysts expect 2026 EPS of $1.87, with 53.3% growth in 2027.
2 min readShares of Shopify (SHOP), Affirm (AFRM), Block (SQ), eBay (EBAY), and PayPal (PYPL) fell due to concerns over Meta's (META) Muse checkout. Rosenblatt Securities downplayed the disruption. Trivago (TRVG) also dropped after Expedia's (EXPE) Muse integration announcement. Microsoft (MSFT) plans $10B investment in Middle East cloud and AI. Crusoe and Thinking Machines Lab agreed on a $65M AI inference deal. OpenAI launched cheaper GPT-6 models. Innodata (INOD) linked to Meta's AI efforts.
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