$AFRM

Affirm Holdings Inc (AFRM) shares rose 5.5% premarket after launching an AI model for real-time loan approvals. The model, live in the U.S., uses machine learning to analyze credit history, approving more loans with better performance. According to the company, it increased completed purchases by 3.4% compared to a control group. The technology aims to responsibly expand credit access without compromising repayment rates.

Affirm (AFRM) launched a new transformer-based machine learning model for real-time underwriting, improving approval rates by 3.4% while maintaining risk levels. The model analyzes credit history patterns, benefiting consumers with limited credit histories. According to the company, the model is live in the U.S. and has shown better performance than previous models.

Affirm has launched a new transformer-based underwriting model that approved 3.4% more eligible applications while maintaining loan performance. The model analyzes credit data differently, identifying patterns to approve more applicants responsibly. Affirm processed 53 million transactions in Q4, with a 36% increase in gross merchandise volume to $14.1 billion, and a 4% decrease in average order value.

Affirm launched a transformer-based machine learning model for real-time underwriting, approving more consumers with limited credit histories or no FICO scores. The model uses transaction-level data and credit history patterns to maintain comparable risk levels. According to Affirm, the model is live at checkout and improves explainability and decision-making speed.

Affirm's Chief Accounting Officer, Jiyane Siphelele, sold 27,000 shares of Class A Common Stock on 2026-09-14 at an average price of $72.19 per share, totaling $1.95M. Post-sale, Siphelele owns 188,711 shares, according to an SEC filing.

Jiyane Siphelele (Chief Accounting Officer) sold 26,980 shares of Affirm Holdings, Inc. (AFRM) at $72.19 ($1.95M total) on 2026-09-14.

Affirm has a consensus 'Strong Buy' rating, with a mean price target of $99, suggesting over 35% upside by 2026, according to Barchart.

Mara Holdings fell 2% after JPMorgan downgraded it, citing competitors' better growth prospects. Rum Group rose 18% on a $13.7B deal with Anthropic. Chip stocks like Nvidia, Intel, AMD, and Marvell dropped 3-6% amid AI development concerns. Energy stocks APA and EOG Resources gained 1.6-2% on higher oil prices. Cybersecurity stocks and ETFs surged 6-15% on AI safety worries. HPE and Super Micro Computer fell 6-9% on AI concerns. Affirm rose 3% after an upgrade. Baldwin Insurance jumped 8% on a $

Compass Point upgraded Coinbase (COIN) to Neutral with a $177 price target, citing Bitcoin's cyclical recovery. Wolfe Research upgraded Affirm (AFRM) to Outperform with a $90 target, noting favorable risk/reward. UBS upgraded Allegiant Travel (ALGT) and Zions Bancorp (ZION) with price targets of $107 and $78, respectively. Baird downgraded Nike (NKE) to Neutral with a $44 target, citing concerns post-earnings. Other analysts made various upgrades and downgrades across multiple sectors.

JPMorgan double-upgraded IREN Limited to Overweight with a $65 target, while GLJ Research initiated GE Vernova with a Sell rating at $470. Oil prices dropped over 2%, and crypto markets were volatile ahead of the Fed's rate decision. Analysts also upgraded Chime Financial and downgraded Accenture, among others.