X Financial
No enriched coverage for $XYF in the last 7 days.
No SEC Form 4 filings for $XYF in the last 30 days.
See all $XYF insider activity →X Financial (XYF) reported a 56.3% YoY decline in Q2 net revenue to RMB 993.6M, with active borrowers down 74.8% YoY. Loan amounts also fell 70.2%. Delinquency rates improved, and costs decreased, but revenue and borrower count continued to shrink. Management attributes improvements to stricter underwriting. Shares closed at $5.35 on August 24.
X Financial (XYF) reported Q2 2026 earnings with revenue of RMB 993.6M, down 56.3% YoY. Active borrowers declined 74.8% YoY, but credit quality improved. Net income was RMB 47M, up 23.8% QoQ. The company maintained a conservative stance on credit and continued share repurchases.
X Financial reported Q2 revenue of RMB 993.6M ($146.4M), down 56.3% YoY but up 15.5% QoQ. Delinquency rates improved sequentially but remained elevated YoY. Net income was RMB 47M ($6.9M), down 91.1% YoY. The company repurchased 2.63M ADSs and declared a $0.28 dividend. Management prioritized capital preservation and cost control, citing uncertainty.
Recent XYF coverage spans earnings and financial news.
Earnings miss and sharp contraction likely pressure XYF stock lower in short term.
Earnings miss and modest dividend may pressure the stock, but improving margins and share buyback could provide support.
Earnings miss and modest dividend may pressure the stock short term.
Earnings miss and sharp profit decline suggest downward pressure on the stock.
Leadership change in risk oversight could affect internal risk controls and investor confidence, but the PR frames it as non-disagreement and cites personal reasons.
AlphAI scores every news story that mentions XYF with an AI model for sentiment and relevance, and aggregates insider trades from X Financial's SEC EDGAR Form 4 filings. Figures refresh continuously.
X Financial (XYF) reported a 56.3% YoY decline in Q2 net revenue to RMB 993.6M, with active borrowers down 74.8% YoY. Loan amounts also fell 70.2%. Delinquency rates improved, and costs decreased, but revenue and borrower count continued to shrink. Management attributes improvements to stricter underwriting. Shares closed at $5.35 on August 24.
2 min readX Financial (XYF) reported Q2 2026 earnings with revenue of RMB 993.6M, down 56.3% YoY. Active borrowers declined 74.8% YoY, but credit quality improved. Net income was RMB 47M, up 23.8% QoQ. The company maintained a conservative stance on credit and continued share repurchases.
3 min readX Financial reported Q2 revenue of RMB 993.6M ($146.4M), down 56.3% YoY but up 15.5% QoQ. Delinquency rates improved sequentially but remained elevated YoY. Net income was RMB 47M ($6.9M), down 91.1% YoY. The company repurchased 2.63M ADSs and declared a $0.28 dividend. Management prioritized capital preservation and cost control, citing uncertainty.
2 min readX Financial (XYF) furnished an SEC Form 6-K — earnings release. Exhibit 99.1 X Financial Reports Second Quarter 2026 Unaudited Financial Results SHENZHEN, China, August 24, 2026 /PRNewswire/ -- X Financial (NYSE: XYF) (“X Financial” or the “Company” or “we”), a leading Chinese fintech platform, today announced its unaudited financial results
2 min readX Financial (NYSE: XYF) said Chief Risk Officer Yufan Jiang will resign effective July 1, 2026 for personal reasons, and the company noted it was not due to disagreements over operations or policies. Kan Li, currently President and Director, will become Acting Chief Risk Officer on July 1. Li previously served as Chief Risk Officer from Nov. 2017 to Nov. 2023.
2 min readX Financial (NYSE: XYF) reported Q1 2026 unaudited results for the quarter ended March 31, 2026. Total net revenue fell to RMB1.18 billion (US$170.5m), down 39.3% YoY and 19.9% QoQ. Net income was RMB37.9m (US$5.5m), down 91.7% YoY. Loan origination totaled RMB14.63b. The company guided Q2 origination at RMB11.5b–12.5b and repurchased ~1.8m ADSs for ~US$8.2m.
4 min readX Financial Sponsored ADR (NYSE:XYF) experienced a significant 15.0% decline in short interest during March, falling to 133,058 shares. This resulted in a short-interest ratio of 1.2 days based on average daily trading volume. While institutional ownership remains low at 1.15%, several firms like Russell Investments, BNP Paribas, Jump Financial, and the NJ Police & Firemen’s Retirement System recently initiated or increased their stakes in the company.
3 min readX Financial reported its Q4 revenue as RMB 1,467.843 Million. The brief news item indicates this financial update comes from Reuters and is a quick read, falling under Chinese stocks and earnings categories.
1 min readX Financial Sponsored ADR (NYSE:XYF) experienced a 20.7% increase in short interest during February, reaching 140,751 shares. Despite this rise, short positions remain small with a short-interest ratio of 0.7 days. Institutional activity was mixed, and analysts generally hold a "Hold" rating for the stock, which trades near $4.82 with a market cap of $201.38 million.
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