·SEC EDGARLow
BRADLEY CHARLES E JR sold $2.0M of CPSS
BRADLEY CHARLES E JR (CEO) sold 200,000 shares of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) at $10.14 ($2.03M total) on 2026-11-04.
StockNASDAQ · US · USDFinancial Services · Credit Services
$CPSS
CONSUMER PORTFOLIO SERVICES, INC.
Consumer Portfolio Services is a specialty finance company that purchases and services retail automobile contracts originated mainly by franchised dealers and, to a lesser extent, select independent dealers in the United States. Its financing is directed to customers with limited credit histories or past credit problems, providing dealers with an alternative financing source. Contracts generally finance new and used cars, light trucks and passenger vans; in 2025, approximately 90% of contracts originated under its programs financed used cars and 10% financed new cars. Its programs span eight credit tiers, from First Time Buyer through Meta. The company earns interest from automobile contracts it owns and servicing fees for contracts it services for itself and third parties. It funds its own portfolio primarily through securitizations, selling pools of contracts to subsidiaries that issue asset-backed securities to institutional investors. Consumer Portfolio Services is headquartered in Las Vegas, Nevada, with most operational and administrative functions in Irvine, California.
AlphAI earnings readthird quarter and nine months ended September 30, 2026 · OCT 23Diluted EPS up 50%; Net Income Increases 43%; Quarterly Loan Originations Grow by 109%; Total Portfolio Exceeds $4.7 Billion- Highest in Company HistoryVerdict: strongRead →
Reads like this one publish minutes after the filing lands on EDGAR. Get them as JSON over the API or inside your AI agent over MCP.
Price · $CPSSvia TradingView
AI sentiment · 7d1 articles
- Bullish
- 0
- Neutral
- 1
- Bearish
- 0
Insider · 30dAll trades →
- Buys
- — 0 txs
- Sells
- $2.0M 1 txs
BRADLEY CHARLES E JR1× · $2.0M
10b5-1 share of filings0%
Top stories · $CPSSMore →
·SEC EDGAR 8-K
CONSUMER PORTFOLIO SERVICES, INC. (CPSS): Submission of Matters to a Vote of Security Holders
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an SEC Form 8-K — Submission of Matters to a Vote of Security Holders. Item 5.07 Submission of Matters to a Vote of Security Holders. Our annual meeting of shareholders was held on October 27, 2026, at which meeting three proposals were placed before our shareholders: proposal one, to elect directors; proposal two, to ratify the appointment of Crowe
·tradingview.com
Consumer Portfolio Services 3Q 2026: Revenue $131.9M, Net income $7M, EPS $0.3— 10-Q Summary
Consumer Portfolio Services reported Q3 2026 revenue of $131.9M, up 21.7% YoY, and net income of $7M, up 43.3% YoY. Diluted EPS rose to $0.3 from $0.2. The company's managed portfolio grew to $4.84B, and contract purchases reached $2.1B for the nine months. Net charge-offs improved to 7.26% YoY, while delinquencies increased to 10.90%.
CPSS sentiment & insider activity
Over the past 7 days, AlphAI's AI scored 1 news story mentioning CPSS (CONSUMER PORTFOLIO SERVICES, INC.). Coverage has been balanced: 0 bullish, 1 neutral, and 0 bearish.
Recent CPSS coverage spans earnings, corporate actions and insider activity.
In the last 30 days, CPSS insiders filed 1 SEC Form 4 transaction — no purchases and 1 sale ($2.0M). The most active reporter was BRADLEY CHARLES E JR, CEO, with 1 filing.
What's driving CPSS
Insider sale may signal reduced confidence, creating modest selling pressure.
The filing confirms routine governance actions with no material change to the company's operations or capital structure.
Earnings beat expectations with strong revenue and profit growth.
Improved credit metrics and increased funding capacity suggest earnings beat potential.
Earnings beat expectations with double‑digit revenue and profit growth.
AlphAI scores every news story that mentions CPSS with an AI model for sentiment and relevance, and aggregates insider trades from CONSUMER PORTFOLIO SERVICES, INC.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
News on $CPSS
Score
BRADLEY CHARLES E JR sold $2.0M of CPSS
BRADLEY CHARLES E JR (CEO) sold 200,000 shares of CONSUMER PORTFOLIO SERVICES, INC. (CPSS) at $10.14 ($2.03M total) on 2026-11-04.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS): Submission of Matters to a Vote of Security Holders
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an SEC Form 8-K — Submission of Matters to a Vote of Security Holders. Item 5.07 Submission of Matters to a Vote of Security Holders. Our annual meeting of shareholders was held on October 27, 2026, at which meeting three proposals were placed before our shareholders: proposal one, to elect directors; proposal two, to ratify the appointment of Crowe
Consumer Portfolio Services 3Q 2026: Revenue $131.9M, Net income $7M, EPS $0.3— 10-Q Summary
Consumer Portfolio Services reported Q3 2026 revenue of $131.9M, up 21.7% YoY, and net income of $7M, up 43.3% YoY. Diluted EPS rose to $0.3 from $0.2. The company's managed portfolio grew to $4.84B, and contract purchases reached $2.1B for the nine months. Net charge-offs improved to 7.26% YoY, while delinquencies increased to 10.90%.
What Consumer Portfolio Services (CPSS) Said on Its Q3 Earnings Call
Consumer Portfolio Services (CPSS) reported Q3 growth driven by expanded sales and dealer relationships. Sales force grew to 150, dealer base to 12,900. Applications rose to 1.3M, capture rate to 7%. Credit metrics improved, with delinquencies down to 12.26% and net charge-offs to 7.26%. The company expanded funding capacity and expects strategic growth. Management emphasized maintaining margins amid higher interest rates.
CPSS: Originations more than doubled as earnings rose and credit metrics improved
CPSS reported Q3 revenue of $131.9M, up 21.7%, with net income rising 43.3% to $7.0M and EPS at $0.30. Originations surged 108.5% to $815.3M, and the portfolio reached a record $4.711B with improved credit metrics, according to the company's SEC filing.
Consumer Portfolio Services Q3 Net Income Rises 43% as Originations More Than Double
Consumer Portfolio Services reported Q3 2026 net income of $7.0M, up 43.3% YoY, with revenue increasing 21.7% to $131.9M. Contract purchases rose 108.5% to $815.3M, and the owned loan portfolio reached a record $4.711B, up 25.3% YoY. Diluted EPS was $0.30, up 50%.
CONSUMER PORTFOLIO SERVICES ANNOUNCES THIRD QUARTER 2026 RESULTS
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an SEC Form 8-K — Results of Operations and Financial Condition. Exhibit 99.1 CONSUMER PORTFOLIO SERVICES ANNOUNCES THIRD QUARTER 2026 RESULTS Diluted EPS up 50%; Net Income Increases 43%; Quarterly Loan Originations Grow by 109%; Total Portfolio Exceeds $4.7 Billion- Highest in Company History LAS VEGAS, NV — October 22, 2026 — GlobeNewswire
Consumer Portfolio Services, Inc. (CPSS) Q3 EPS Up 50% to $0.30
Consumer Portfolio Services reported Q3 2026 earnings, with diluted EPS up 50% YoY to $0.30, revenue up 21.7% to $131.9M, and net income up 43.3% to $7.0M. Contract purchases rose 108.5% to $815.3M, and the portfolio reached $4.711B.
CONSUMER PORTFOLIO SERVICES, INC. (CPSS): Entry into a Material Definitive Agreement
CONSUMER PORTFOLIO SERVICES, INC. (CPSS) filed an SEC Form 8-K — Entry into a Material Definitive Agreement. Exhibit 99.1 NEWS RELEASE CPS Announces $767.85 Million Senior Subordinate Asset-Backed Securitization LAS VEGAS, Nevada, October 21, 2026, (GlobeNewswire) – Consumer Portfolio Services, Inc. (Nasdaq: CPSS) (“CPS” or the “Company”) announced the closing of its fourth term securit
Investors bought $768 million in notes backed by car loans from Consumer Portfolio Services.
Consumer Portfolio Services (CPSS) closed a $768M securitization of car loans, its 61st since 2011. The deal received triple-A ratings on senior notes from two agencies. The transaction involved five note classes with varying ratings and interest rates, sold to institutional buyers in a private offering.