OppFi Inc.
OppFi is a technology-enabled specialty finance platform that helps community banks extend credit to U.S. consumers who may be turned away by mainstream lenders. Its primary product is OppLoans, a digital platform for simple-interest installment loans. OppFi supports the loan application, marketing, underwriting and servicing process for bank partners, which fund and originate the loans. It uses application, credit bureau and bank transaction data, along with machine learning and proprietary algorithms, to help determine loan terms. OppFi is compensated by bank partners for its technology and services. It also operates the OppFi TurnUp Program, which checks for lower-cost offers from third-party lenders, and provides financial education through OppU and its collaboration with Zogo. OppFi works with bank partners to facilitate credit access in 40 states, as of December 31, 2025, and operates without brick-and-mortar stores. Its services include customer support and loan servicing, and it reports payment history to major credit bureaus. OppFi is headquartered in Chicago, Illinois.
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See all $OPFI insider activity →OppFi Inc. (NYSE: OPFI) withdrew its regulatory applications for the proposed acquisition of BNCCORP, Inc. (OTCQX: BNCC). The company reaffirmed its 2026 guidance, expecting revenue of $600M-$610M and adjusted net income of $115M-$120M. OppFi plans to engage with regulators to establish clear standards for future combinations.
OppFi launched a line-of-credit product with bank partners in Q3, expecting it to drive growth in 2027. The company's LOLA platform is now used by all new installment-loan customers. OppFi plans to launch Model 7 in Q4, improving targeting and conversion. The acquisition of BNCCORP is pending regulatory approval. OppFi revised its 2026 outlook, expecting $600M-$610M in revenue and $1.34-$1.40 in adjusted EPS.
OppFi Inc. (OPFI) filed an SEC Form 8-K — Results of Operations and Financial Condition. OppFi Reports Third Quarter 2026 Results Launched new Line of Credit product, representing a significant milestone in the expansion of OppFi's product suite Continued execution of product and pricing initiatives designed to expand addressable market opportunities and enhance cust
Over the past 7 days, AlphAI's AI scored 10 news stories mentioning OPFI (OppFi Inc.). Coverage has skewed bearish: 0 bullish, 2 neutral, and 8 bearish.
Recent OPFI coverage spans earnings, mergers & acquisitions and insider activity.
Withdrawal of regulatory applications increases deal uncertainty and can pressure risk sentiment, partially offset by reaffirmed 2026 guidance.
Guidance lowered top end and acquisition pending may weigh on the stock.
Earnings miss and updated guidance suggest pressure on the stock.
The call announcement provides a timing cue for traders but contains no new financial metrics.
OppFi's stock may face downward pressure as recent earnings miss and reduced guidance dampen sentiment despite the rating reiteration.
AlphAI scores every news story that mentions OPFI with an AI model for sentiment and relevance, and aggregates insider trades from OppFi Inc.'s SEC EDGAR Form 4 filings. Figures refresh continuously.
OppFi Inc. (NYSE: OPFI) withdrew its regulatory applications for the proposed acquisition of BNCCORP, Inc. (OTCQX: BNCC). The company reaffirmed its 2026 guidance, expecting revenue of $600M-$610M and adjusted net income of $115M-$120M. OppFi plans to engage with regulators to establish clear standards for future combinations.
4 min readOppFi launched a line-of-credit product with bank partners in Q3, expecting it to drive growth in 2027. The company's LOLA platform is now used by all new installment-loan customers. OppFi plans to launch Model 7 in Q4, improving targeting and conversion. The acquisition of BNCCORP is pending regulatory approval. OppFi revised its 2026 outlook, expecting $600M-$610M in revenue and $1.34-$1.40 in adjusted EPS.
2 min readOppFi Inc. (OPFI) filed an SEC Form 8-K — Results of Operations and Financial Condition. OppFi Reports Third Quarter 2026 Results Launched new Line of Credit product, representing a significant milestone in the expansion of OppFi's product suite Continued execution of product and pricing initiatives designed to expand addressable market opportunities and enhance cust
2 min readOppFi (NYSE: OPFI) will report Q3 2026 earnings on Oct. 28, 2026, at 8:30 a.m. ET. Management will discuss results and outlook via a conference call and webcast. The company is a digital finance platform partnering with banks to offer financial products for underserved consumers.
1 min readCitizens reiterated a Market Outperform rating and $11.00 price target on OppFi Inc (NYSE:OPFI), citing potential upside from its current low price. The firm maintained its view after Enova's withdrawal of its acquisition application. OppFi's Q2 results missed expectations, with revenue at $145.17M and adjusted earnings at $0.33 per share. The company is pursuing a national bank charter and investing in a multi-product platform for future growth.
1 min readSenators Elizabeth Warren and Chris Van Hollen oppose OppFi's bid to acquire BNCCORP, citing predatory lending practices with interest rates up to 195%. OppFi disputes this, claiming its model is compliant and beneficial for consumers. The deal faces opposition from 20 state attorneys general. OppFi projects $60M+ in synergies post-acquisition and significant EPS growth by 2028.
2 min readOppFi Inc. (OPFI) filed an SEC Form 8-K — Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant. On September 15, 2026 (the “Initial Credit Date”), Opportunity Funding SPE Residual, LLC, a Delaware limited liability company (the “Borrower”) and direct
1 min readBNCCORP stockholders approved a merger with OppFi, a tech-enabled digital finance platform. The deal offers $19.375 per share in cash and 1.9 OppFi shares per BNCC share. Completion is subject to regulatory approvals. BNCC is a community-focused commercial bank, while OppFi is a publicly traded fintech company.
2 min readSchwartz Todd G. (Chief Executive Officer) purchased 5,240 indirectly-held shares of OppFi Inc. (OPFI) at an average of $7.90 ($7.80–$7.96) across 2 trades over 2026-09-11 to 2026-09-14.
1 min readSchwartz Todd G. (Chief Executive Officer) purchased 3,350 indirectly-held shares of OppFi Inc. (OPFI) at $7.56 on 2026-09-10.
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