Atlanticus Holdings Corp
Atlanticus is a financial technology company that provides technology and support services to U.S. lenders offering credit and other financial products to consumers, including consumers underserved by larger financial institutions. Its two reportable segments are Credit as a Service (CaaS) and Auto Finance. CaaS supports bank partners with private label and general purpose credit cards, loan servicing, risk management and customer service. Products use the Fortiva, Curae, Aspire, Imagine and Mercury brands, as well as merchant-associated brands. Auto Finance purchases and services automobile loans and provides floor-plan financing to a network of independent used-car dealers and automotive finance companies. Lenders pay Atlanticus fees for its program management services, and in most cases Atlanticus is obligated to purchase the receivables generated by the programs. It also earns merchant fees on certain receivables, servicing fees, and income from purchased auto loans. Atlanticus is headquartered in Atlanta, Georgia.
No SEC Form 4 filings for $ATLC in the last 30 days.
See all $ATLC insider activity →BTIG kept Atlanticus Holdings at Buy but reduced its price target to $150 from $179, a 16.2% cut. The new target suggests a 55.5% upside from the Nov 5 close of $96.45.
Atlanticus Holdings Corp (ATLC) reported Q3 2026 earnings with record results. CEO Jeff Howard highlighted increased marketing spend, higher customer acquisition costs, and stable credit performance. The company reported diluted EPS of $4.87, including $1.87 from one-time items, with adjusted EPS at $3. Revenue was $776 million, up 60% YoY, and net margin reached $238 million, up 80%. The company sold CAR auto finance for $71.2 million and the Mercury wordmark for $27.5 million.
Atlanticus Holdings (ATLC) reported Q3 2026 earnings with net income of $93M, up 310.4% YoY. Revenue rose 60.1% to $775.9M. The company sold its auto-finance business for $71M and Mercury brand rights for $27.5M. Managed receivables increased 8% to $7.1B, and purchase volume grew 48.5% to $1.77B. CEO Jeff Howard highlighted record earnings, revenue, and customer growth.
Over the past 7 days, AlphAI's AI scored 6 news stories mentioning ATLC (Atlanticus Holdings Corp). Coverage has skewed bullish: 4 bullish, 1 neutral, and 1 bearish.
Recent ATLC coverage spans corporate actions, financial news and earnings.
Analyst downgrade suggests downside pressure.
Strong earnings beat expectations and one-time gains suggest upside.
Earnings beat and asset sales suggest strong cash generation and a strategic refocus, likely supporting the stock.
Atlanticus may experience higher funding costs and reduced loan demand.
The trademark sale provides a one‑time cash boost but removes a brand asset; the net effect on the stock is modest.
AlphAI scores every news story that mentions ATLC with an AI model for sentiment and relevance, and aggregates insider trades from Atlanticus Holdings Corp's SEC EDGAR Form 4 filings. Figures refresh continuously.
BTIG kept Atlanticus Holdings at Buy but reduced its price target to $150 from $179, a 16.2% cut. The new target suggests a 55.5% upside from the Nov 5 close of $96.45.
Atlanticus Holdings Corp (ATLC) reported Q3 2026 earnings with record results. CEO Jeff Howard highlighted increased marketing spend, higher customer acquisition costs, and stable credit performance. The company reported diluted EPS of $4.87, including $1.87 from one-time items, with adjusted EPS at $3. Revenue was $776 million, up 60% YoY, and net margin reached $238 million, up 80%. The company sold CAR auto finance for $71.2 million and the Mercury wordmark for $27.5 million.
Atlanticus Holdings (ATLC) reported Q3 2026 earnings with net income of $93M, up 310.4% YoY. Revenue rose 60.1% to $775.9M. The company sold its auto-finance business for $71M and Mercury brand rights for $27.5M. Managed receivables increased 8% to $7.1B, and purchase volume grew 48.5% to $1.77B. CEO Jeff Howard highlighted record earnings, revenue, and customer growth.
Several stocks, including Evercore (EVR), FirstCash (FCFS), Blackstone (BX), and Atlanticus Holdings (ATLC), fell after September consumer price inflation data exceeded expectations, raising concerns about Federal Reserve interest rate hikes. The data showed headline inflation at 3.7% annually and core inflation at 2.6%, increasing the probability of a rate hike to 44%. This triggered market volatility and pushed Treasury yields higher, impacting various sectors.
Atlanticus Holdings sold the MERCURY trademark and related IP for $27.5M in cash, retaining the credit card receivables. The buyer received a 12-month license for new cardholders, with Atlanticus allowed to use the brand for legacy accounts for up to five years. According to the company, the transaction excludes the underlying consumer credit card receivables.
Atlanticus Holdings Corp (ATLC) filed an SEC Form 8-K — Other Events. Item 8.01. Other Events. On September 30, 2026, Atlanticus Holdings Corporation (the “Company”), through its subsidiary Mercury Financial, LLC, completed the sale and assignment of the MERCURY word mark and certain related intellectual property rights to an unaffiliated third par
Atlanticus Holdings (ATLC) sold its Auto Finance segment for $71.2M, including $56.2M in cash and a $15M seller note. The company plans to use the proceeds to reduce debt and invest in higher-growth product lines. The transaction's impact on earnings depends on the returns generated from the proceeds relative to the profit surrendered.
Bernstein analyst Gautam Chhugani maintained a Buy rating on Robinhood (HOOD) with a $160 price target, while BTIG analyst Vincent Caintic reiterated a Buy rating on Atlanticus Holdings (ATLC) with a $179 target. Both stocks have Strong Buy consensus ratings and significant upside potential according to TipRanks.
Atlanticus Holdings Corp (ATLC) filed an SEC Form 8-K — Other Events. Exhibit 99.1 Atlanticus Completes Sale of CAR Auto Finance Operations ATLANTA, Sep. 17, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and hea
Atlanticus Holdings (ATLC), Intercontinental Exchange (ICE), and PayPal (PYPL) shares rose 3.9%, 3.7%, and 3.6% respectively after Fed Governor Waller signaled support for steady interest rates due to disinflation signs. Waller cited a drop in the PCE price index from 4.76% to 3.05% over three months. Market-implied odds for a September rate hike fell to 48.4%.
